Soft Fed Announcement Means Relief For Mortgage Rates

Mar 23 12:34pm Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Current mortgage rates are falling, thanks to a less aggressive Federal Reserve and a stifling stock market. Is it time to lock?...
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Can You Apply For A Mortgage With Two Lenders At Once?

Mar 23 12:33pm Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Is it okay to apply with two or more mortgage lenders? To make sure you get approved, or to lock in the best interest rate? There are pros and cons to this strategy.
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Confident Buyers Stoke The Red-Hot New Home Market

Mar 23 12:32pm Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
New construction homes are selling fast. Buyers believe their employment opportunities are great, and call for higher rates and prices in 2017.
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Alliant offers a 3% cash-back reward, the best in credit cards

Mar 23 11:47am Bankrate.com
We have a new champion of cash-back credit cards.
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Mortgage Rates Thursday, March 23: Slight Drop; Existing-Home Sales Slow

Mar 23 11:09am Mortgages – NerdWallet
Mortgage rates today for 30- and 15-year fixed loans and 5/1 ARMs all fell by one basis point, according to a NerdWallet survey of current mortgage rates published by national lenders on…...
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Current Mortgage Rates for Thursday, March 23, 2017

Mar 23 10:47am Total Mortgage Underwritings Blog
Welcome to the Total Mortgage Current Mortgage Rates Blog. There’s some economic data out today, but first, your daily mortgage rate forecast/advice. Where are mortgage rates going? Healthcare vote on tap All eyes are on the key healthcare vote this morning. It’s important not just for the ramifications to healthcare, but because it reflects how... View Article...
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Can You Apply For A Mortgage With 2 Lenders At Once?

Mar 23 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Is it okay to apply with two or more mortgage lenders? To make sure you get approved, or to lock in the best interest rate? There are pros and cons to this strategy.
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Todays Mortgages Are Not Your Older Siblings Mortgages

Mar 22 6:02pm The Truth About Mortgage.com
While pundits and fusspots continue to question whether we’re headed for another housing bubble, consider this: The most recent mortgages were among the highest quality (lowest risk) since 2001. Indeed, mortgages originated during the fourth quarter of 2016 were of the utmost quality, exhibiting even less risk than those funded a year earlier, this according [&hellip...
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5 Tips for Buying a Home This Spring

Mar 22 4:21pm Total Mortgage Underwritings Blog
While some may argue about what season is the best for real estate transactions, there’s no debating that some serious home buying buzz gets created every spring. So if you’re a potential home buyer looking to get in on the action, read on and find out how to maximize your chances of moving into your dream home... View Article...
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Wells Fargo says hello to cardless ATMs

Mar 22 3:49pm Bankrate.com
Wells Fargo is upgrading all of its 13,000 ATMs to enable customers to use a smartphone instead of a debit card to withdraw money from their checking or savings account.
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Buyers Get A Better Shot At Affordable Housing In 2017

Mar 22 12:29pm Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Home values did not rise in January, the first time in 59 months that's happened. But, prices are up nearly 6\% for the year. Is it time to buy?...
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Mortgage Rates Wednesday, March 22: Sharp Drop; Mortgage Applications Slide

Mar 22 11:53am Mortgages – NerdWallet
Thirty- and 15-year fixed loans fell sharply today, by 8 and 12 basis points, respectively, while 5/1 ARMs also dipped by 8 basis points, according to a NerdWallet survey of mortgage rates published…...
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Current Mortgage Rates for Wednesday, March 22, 2017

Mar 22 11:14am Total Mortgage Underwritings Blog
Welcome to the Total Mortgage Current Mortgage Rates Blog. There’s some economic data out today, but first, your daily mortgage rate forecast/advice. Where are mortgage rates going? Mortgage rates are still on the decline It’s been a good week for borrowers so far, as mortgage rates are on track to decline for the fourth straight... View Article...
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How Much More It Costs to Own vs. Rent in Your State

Mar 22 9:00am Mortgages – NerdWallet
Owning a home is often considered the American dream — and it’s an expensive one. Homeowners in all 50 states and Washington, D.C., pay from 33\% to 93\% more for…...
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Buying A House Where Prices Exceed Your Budget

Mar 22 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Buying a house, especially a fixer-upper, is an investment that could pay off big-time, or deplete every resource you have. Follow these tips for choosing financing and unloading your property for profit.
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Best Citibank credit cards

Mar 22 5:55am Bankrate.com
The best Citibank credit cards come packed with extras. From generous cash-back rewards to lengthy balance transfer offers, there's something for nearly every type of spender.
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Cash back cards become more generous with rewards

Mar 22 5:55am Bankrate.com
Cards rewarding 1.5\%, 2\% and even 2.5\% now offered for the 'set it and forget it' crowd.
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Thanks, Fed! Hike pushes CD rates higher

Mar 21 5:13pm Bankrate.com
Two banks recently boosted rates to offer the top nationally available 60-month CD rate.
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Credit Bureau Experian Launches Real-Time Asset and Income Verification for Mortgages

Mar 21 12:23pm The Truth About Mortgage.com
Mortgage lenders have come a long way in the past decade. They used to approve loans without the need for income, asset, or employment documentation, and now they can verify all those things in seconds. Yes, that was half a joke about the recent crisis and half a jab at the mortgage industry for continuing [&hellip...
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Mortgage Rates Tuesday, March 21: Dip; More Consumers Rejected for Mortgages

Mar 21 11:49am Mortgages – NerdWallet
Mortgage rates today continued to inch downward for 30- and 15-year fixed loans while 5/1 ARMs held steady, according to a NerdWallet survey of current mortgage rates published by national lenders on Tuesday…...
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Mortgage Rates Today, March 21, 2017, Plus Lock Recommendations

Mar 21 11:13am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bondes price drop and rates increase. When the economy pulls back, interest rates tend to fall.
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Current Mortgage Rates for Tuesday, March 21, 2017

Mar 21 11:12am Total Mortgage Underwritings Blog
Welcome to the Total Mortgage Current Mortgage Rates Blog. There’s some economic data out today, but first, your daily mortgage rate forecast/advice. Where are mortgage rates going? French Presidential Debate Causes Brief Bond Rally With little domestic data out this week, investors are taking their cues from foreign developments. Last night was the first debate between... View Article...
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All About Mortgage Reserves For Your Home Loan Approval

Mar 21 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Mortgage reserves are funds that you will have after closing that will be available to make your payments if your income stops temporarily or you have an unexpected financial emergency. But hoe much do you need to get approved for a mortgage?...
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HELOC Subordination: Something No One Asks About, But Everyone Should

Mar 21 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Subordination for home equity loans and HELOCs comes into play when you refinance the underlying first mortgage but don't want to include the second mortgage in the refinance. The old equity loan must be subordinated to the new loan. But that's not always easy.
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How tax liens affect your credit score

Mar 21 5:55am Bankrate.com
Credit bureaus will scrub some unpaid tax debts, court judgments from reports...
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Best MasterCard credit cards

Mar 21 5:55am Bankrate.com
The best MasterCard credit cards all offer generous rewards, tempting sign-up offers and long introductory periods during which you'll pay no interest.
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Need a Fast Refi? Now Could Be The Perfect Time

Mar 21 4:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Lenders are closing refinances fast. That could help compensate for slightly higher rates. Borrowing costs are reduced with faster close times.
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Mortgage Rates Monday, March 20: Down; Renters Less Optimistic on Home Buying

Mar 20 12:05pm Mortgages – NerdWallet
Mortgage rates today dropped for 30- and 15-year fixed loans by two basis points and one basis point, respectively, while 5/1 ARMs were unchanged, according to a NerdWallet survey of mortgage interest rates…...
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Report: Home Buying Gains Steam; Buyers Dominate Mortgage Market

Mar 20 11:35am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
For 23 months straight, home buyers have made their presence known in the mortgage market, accounting for more than half of all transactions.
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Current Mortgage Rates for Monday, March 20, 2017

Mar 20 11:04am Total Mortgage Underwritings Blog
Welcome to the Total Mortgage Current Mortgage Rates Blog. There’s some economic data out today, but first, your daily mortgage rate forecast/advice. Where are mortgage rates going? Mortgage rates remain lower The week ahead isn’t overflowing with influential economic data, but we do get to hear from several Fed officials for the first time since... View Article...
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34 Months Straight: VA Mortgage Rates Are The Lowest

Mar 20 10:01am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
It pays to be a veteran. Using VA Benefits and the G.I. Bill, military borrowers get access to lower rates than the general U.S. population.
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Mortgage Rates Today, March 20, 2017, Plus Lock Recommendations

Mar 20 9:23am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bondes price drop and rates increase. When the economy pulls back, interest rates tend to fall.
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Best American Express credit cards

Mar 20 5:55am Bankrate.com
Best American Express cards in several categories...
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Plain English Guide To Terms Youll Hear From Your Loan Officer

Mar 18 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Your loan officer might be speaking another language as far as you're concerned. But mortgage lending is easy to understand once we decode these terms for you.
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[Video] 5 Things You Need To Know About The Fed Rate Hike

Mar 17 5:32pm Lending Expert Blog
Fed recently raised the funds rate by .25\% to 0.75\% to 1.00\%. But what does that mean and how does it impact you? Watch the video..
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How to Get a Reverse Mortgage

Mar 17 3:18pm Mortgages – NerdWallet
A reverse mortgage is worth exploring if you want to use some of your home’s equity in retirement — and you plan to stay in your home for the foreseeable future.…...
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Mortgage Rates Friday, March 17: Slight Change; Modest Economic Growth in 2017

Mar 17 11:18am Mortgages – NerdWallet
Mortgage rates today for 30-year fixed rates inched up by one basis point, while rates for 15-year loans and 5/1 ARMs dropped slightly, according to a NerdWallet survey of mortgage rates published…...
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Current Mortgage Rates for Friday, March 17, 2017

Mar 17 11:12am Total Mortgage Underwritings Blog
Welcome to the Total Mortgage Current Mortgage Rates Blog. There’s a decent bit of economic data out today, but first, your daily mortgage rate forecast/advice. Where are mortgage rates going? Bumpy few days for rates Mortgage rates have been on a little bit of a ride since the Fed’s decision on Wednesday to raise the... View Article...
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Mortgage Rates Today, March 17, 2017, Plus Lock Recommendations

Mar 17 10:05am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bondes price drop and rates increase. When the economy pulls back, interest rates tend to fall.
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Homebuyer Tenure: How Long Are People Staying In Their Houses?

Mar 17 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
What Is The Average Homebuyer Tenure In The US? We all know people who have lived in their homes for 40 or 50 years or even longer. They raised their kids there and plan on retiring in the same house. But that's not the average tenure. It's the exception to the rule of how long […]...
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Buying a car? Dont fall for the Patriot Act credit check scam

Mar 17 5:55am Bankrate.com
You go to buy a car. You have cash or financing in hand, but the dealer says, Sorry, federal law requires a credit check. The Patriot Act, you know. Don't fall for it. That's a phony excuse to try to size you up, creditwise, and make an extra buck off you. Unless you decide to...
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Will Your HELOC Payment Skyrocket In 2017?

Mar 17 4:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Second mortgage payment can increase when the loan resets, or enters its full repayment period. Create an exit strategy before your payments rise.
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Louis Tomlinson, Your New Landlord? Take a Look at His For-Rent Home

Mar 16 2:14pm Total Mortgage Underwritings Blog
Louis Tomlinson, former member of British boy-band One Direction, is on the hunt for the right tenant for his Calabasas, California home. If that sounds like a dream come true for you, wait until you see the house. The California Misssion style home, built in 1991, is 9,659 square feet with 5 bedrooms and 8 full... View Article...
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Mortgage Rates and Fed Announcements

Mar 16 12:36pm The Truth About Mortgage.com
File this one under “no need to panic,” despite constant warnings of a Fed move impacting mortgage rates. You can’t blame them (the media) – it makes for a good headline, but much of what is thrown out there usually isn’t true or anything to worry about. In most cases, it’s fear mongering, or simply [&hellip...
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Mortgage Rates Thursday, March 16: Major Drop on Heels of Fed Hike

Mar 16 12:17pm Mortgages – NerdWallet
A day after the Fed raised short-term interest rates by a quarter of a percentage point, mortgage rates today for 30- and 15-year fixed loans dropped substantially, by nine and 10…...
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Interest rates stay flat on savings, CDs

Mar 16 12:00pm Bankrate.com
Want to know if you're getting a good rate on your savings and CDs? Take a look at Bankrate's national averages and find out.
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Mortgage Rates Approach 35-Month Highs

Mar 16 11:50am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Current mortgage rates have risen to post-election highs. Markets are responding to the Fed rate hike announced Wednesday.
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Should You Get Out Of Your ARM Mortgage Now?

Mar 16 11:45am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
It's no secret; mortgage interest rates are rising. So, it it time to get out of your ARM and refinance?...
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New Home Construction Soars, Posts Highest Count Since 2007

Mar 16 11:38am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Home builders are trying to keep up with buyer demand. Prices are on the rise, but mortgage rates remain historically low. Time to start home shopping?...
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Benchmark mortgage rate slides for Thursday

Mar 16 11:34am Bankrate.com
If you're thinking about refinancing, it may be a great time to lock in a rate.
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Current Mortgage Rates for Thursday, March 16, 2017

Mar 16 11:01am Total Mortgage Underwritings Blog
Welcome to the Total Mortgage Current Mortgage Rates Blog. There’s a decent bit of economic data out today, but first, your daily mortgage rate forecast/advice. Where are mortgage rates going? FOMC raises federal funds rate but mortgage rates fall The Federal Reserve’s Federal Open Market Committee (FOMC) decided to raise the target range for the... View Article...
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Foreign National Mortgage For Non-US Citizens

Mar 16 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
You can buy and finance property in the United States, even if you're not a citizen. The foreign national mortgage takes many forms, from government-backed loans like FHA to private financing for non-residents.
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Should You Get Out Of Your ARM Now?

Mar 16 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
It's no secret; mortgage interest rates are rising. So, it it time to get out of your ARM and refinance?...
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Survey: Pull The Refinance Trigger Before Its Too Late

Mar 16 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Mortgage rates are higher, and you might be kicking yourself if you did not refinance. But it may not be too late.
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How To Buy A Short Sale Property

Mar 16 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Homebuyers looking for bargains may be wondering how to buy a short sale property. The first thing to know is that not all short sale houses are bargains. The second thing is that you'd better not be in a hurry.
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How to minimize the cost of a cash advance

Mar 16 5:55am Bankrate.com
Used occasionally and with care, they're often the best of the bad choices available.
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Federal Reserve Raises Rates for Third Time in a Decade

Mar 15 3:48pm Total Mortgage Underwritings Blog
FOMC ends meeting with rate hike The Federal Reserve’s Federal Open Market Committee (FOMC) concluded their two day meeting this afternoon with a written statement that declared they raised the target range for the nation’s benchmark interest rate–the federal funds rate–by a quarter point to 0.75\%-1.00\%. It was a nearly unanimous vote, with only one dissent... View Article...
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Federal Reserve Hikes Rates, But Mortgage Rates Drop

Mar 15 2:43pm Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
The Federal Reserve raised the Fed Funds Rate to a range of 0.75-1.0\% at its March meeting. Why, then, are mortgage rates dropping?...
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First Fed Rate Hike of 2017: Impact on Mortgage Rates

Mar 15 2:01pm Mortgages – NerdWallet
The Federal Reserve raised short-term interest rates by a quarter of a percentage point today. In terms of suspense, this was the slowly inflating balloon that didn’t pop. The result:…...
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