First-Time Home Buyers Guide: Buying With Low Credit Scores

May 27 7:36am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
First-time home buyers tend to have lower credit scores than the general population. That's okay. There are plenty of first-time loan programs to help.
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Use An Online Mortgage Calculator To Find Your Best Home Price

May 27 7:36am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Home buyers often don't know how much they can afford. Using a mortgage calculator is an important step to finding a comfortable home price.
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Current Mortgage Rates for Friday, May 26, 2017

May 26 11:04am Total Mortgage Underwritings Blog
Welcome to the Total Mortgage Current Mortgage Rates Blog. There’s some economic data out today, but first, your daily mortgage rate forecast/advice. Where are mortgage rates going? Freddie Mac shows current rate environment best of the year Another week has come and gone. The release of Trump’s economic plan played into the biggest rise for... View Article...
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Report: Cash-Out Refis Slow HELOC Momentum

May 26 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
HELOCs lost some steam in the latter half of 2016, after hitting 8-year highs. More homeowners are choosing a cash-out refinance as home values rise.
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VA Loans: No Down Payment Mortgage Options For Military Personnel

May 26 6:04am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Eligible buyers should consider the VA loan when it's an available option. Read more about VA loans and get today's live mortgage rates.
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Stearns Lending Offering Discounted Mortgage Payment for the First Two Years

May 25 4:08pm The Truth About Mortgage.com
A new promo from Stearns Home Loans sounds almost too good to be true – the lender is offering to buy down your mortgage rate for the first two years without any upfront costs. Pay attention to that last part, because that might be how the “Smart Start” loan program funds itself. Stearns Lending CEO [&hellip...
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Freddie Mac: Mortgage Rates Just Fell To A New 2017 Low

May 25 12:15pm Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Renewed concerns about economic expansion are weighing on mortgage rates. It presents a rare opportunity for refinancing homeowners and home buyers.
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Current Mortgage Rates for Thursday, May 25, 2017

May 25 10:49am Total Mortgage Underwritings Blog
Welcome to the Total Mortgage Current Mortgage Rates Blog. There’s some economic data out today, but first, your daily mortgage rate forecast/advice. Where are mortgage rates going? Mortgage rates fall to new 2017 lows The Freddie Mac Primary Mortgage Market Survey gets released every Thursday at 10:00am, and is one of the best barometers of... View Article...
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Homes Selling Faster Than Any Time In Recorded History

May 25 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Home supply is tight, but persistent buyers pushed existing home sales to a 10-year best in March. Is it time to start your home search?...
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Zillow Instant Offers: For Those Who Want to Sell Their Home Fast

May 24 6:37pm The Truth About Mortgage.com
The online real estate marketplace Zillow has just launched a new feature called “Zillow Instant Offers,” aimed at helping seemingly impatient sellers quickly offload their homes. In short, their research has found that some homeowners want a “faster, simpler selling option” to part ways with their property. What might make it different from other quick-sale [&hellip...
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Home Prices Rise In The West, Fall In The East

May 24 11:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Prices are up more than 6\% since last year, but the story changes regionally. The west coast has posted a 1.4\% one-month gain, but a loss on the east coast.
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Current Mortgage Rates for Wednesday, May 24, 2017

May 24 11:18am Total Mortgage Underwritings Blog
Welcome to the Total Mortgage Current Mortgage Rates Blog. There’s some economic data out today, but first, your daily mortgage rate forecast/advice. Don’t feel like reading? Check out our Market Outlook series to get an overview of what’s happening this week. Market Outlook 5.22.17 from Total Mortgage on Vimeo. Where are mortgage rates going? Investors... View Article...
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Will Home Buying Get Easier The Last Half Of 2017?

May 24 8:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Home prices actually fell during the first quarter of 2017. Was the drop seasonal, or will home prices continue to decline this year?...
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5 Reasons Zillow Trusts Total Mortgage

May 23 3:29pm Total Mortgage Underwritings Blog
Zillow isn’t a mortgage lender, but they still have pretty good taste. So when you ask Zillow for an interest rate quote, they turn to one of their trusted lenders to get you the information and service you need. Here are the top 5 reasons why Zillow has recommended Total Mortgage. 1. They’ve been in... View Article...
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Current Mortgage Rates for Tuesday, May 23, 2017

May 23 11:05am Total Mortgage Underwritings Blog
Welcome to the Total Mortgage Current Mortgage Rates Blog. There’s some economic data out today, but first, your daily mortgage rate forecast/advice. Don’t feel like reading? Check out our Market Outlook series. Market Outlook 5.22.17 from Total Mortgage on Vimeo. Where are mortgage rates going? Markets flat to lower this morning The markets are taking... View Article...
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New Home Sales Post Surprising Spring Loss

May 23 10:24am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
New construction home sales cooled off in April, in what should have been a red-hot spring month. But, sales still match high 2016 levels.
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Refinance rates tick lower for Tuesday

May 23 10:20am Bankrate.com
If you're thinking about refinancing, it may be a great time to lock in a rate.
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Traditional 20% Mortgage Down Payment Could Be Cut in Half

May 22 5:55pm The Truth About Mortgage.com
I recently wrote about the need to put down 20\% when buying a home, which although often recommended, isn’t a necessity these days. There are programs from both the FHA and Fannie Mae and Freddie Mac that allow much lower down payments. In fact, one only needs 3\% of the purchase price to buy a [&hellip...
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Current Mortgage Rates for Monday, May 22, 2017

May 22 11:33am Total Mortgage Underwritings Blog
Welcome to the Total Mortgage Current Mortgage Rates Blog. There’s some economic data out today, but first, your daily mortgage rate forecast/advice. Don’t feel like reading? Check out our Market Outlook series. Market Outlook 5.22.17 from Total Mortgage on Vimeo. Where are mortgage rates going? Busy week ahead  – Rates still near 2017 lows Mortgage... View Article...
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Mortgage Rates Monday, May 22: Mostly Unchanged

May 22 11:01am Mortgages – NerdWallet
Mortgage rates for 30- and 15-year fixed home loans were unchanged, while 5/1 ARM rates ticked down today, according to a NerdWallet survey of current mortgage rates published by national lenders Monday…...
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Will Cash Out Refinance Rates Remain Near Historic Lows?

May 20 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Cash out refinance rates are as unpredictable as all other mortgage rates. But most experts expect them to eventually go up. So if you're considering a cash out refinance, now is probably a good time to pull it off.
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The Buy-And-Rehab Strategy Nets Home Buyers Serious Equity

May 20 4:36am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Most buyers want a move-in-ready home. But those who don't mind medium-sized repairs can build equity quickly. The FHA 203k loan can help.
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3 Things Lenders Wont Tell You

May 19 1:29pm Total Mortgage Underwritings Blog
There are some things that even the most reputable lenders don’t really want to advertise. Here are 3 your lender probably doesn’t want you to know. 1. Just because you’re approved for it doesn’t mean you should spend it Getting pre-approved or pre-qualified jumpstarts the loan process and gives you a maximum loan amount to... View Article...
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Mortgage Rates Today, May 19, 2017, Plus Lock Recommendations

May 19 12:42pm Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Has the turmoil in the White House affected your rate? Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.
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Current Mortgage Rates for Friday, May 19, 2017

May 19 11:08am Total Mortgage Underwritings Blog
Welcome to the Total Mortgage Current Mortgage Rates Blog. There’s some economic data out today, but first, your daily mortgage rate forecast/advice. Where are mortgage rates going? Mortgage rates move up a touch Long-term treasury yields are moving higher today as investors start to regain their appetite for equities. The yield on the 10-year Treasury... View Article...
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Mortgage Rates Friday, May 19: Still Near 6-Month Lows

May 19 10:48am Mortgages – NerdWallet
Mortgage rates for 30-year and 15-year fixed home loans, as well as 5/1 ARM rates, moved a notch higher today, according to a NerdWallet survey of mortgage interest rates published by national…...
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Buying A House Without A Lot Of Cash

May 19 7:27am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Today's mortgage programs have reduced the amount of money you need to buy a home. Here's how much you will likely pay in upfront home-buying costs.
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Mortgage Shopping With A 640 Credit Score? You Have Options

May 19 7:16am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Can you get a mortgage with a 640 credit score? Yes, if you follow these guidelines and choose the right mortgage lender.
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VA Cash Out Refinance Guidelines & Requirements For 2017, Plus VA Mortgage Rates

May 19 7:15am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
The VA cash out refinance is an often-overlooked but powerful program for U.S. military veterans who want to tap into home equity or pay off a non-VA loan.
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Mortgage Credit Report: Lenders Accept Non-Traditional Credit

May 19 5:16am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
If your mortgage credit report has limited data, don't despair. Mortgage lenders are much more accepting of non-traditional credit today.
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7 rules for using credit cards to finance a dream

May 19 12:01am Bankrate.com
If you can't turn to other funding sources, a credit card might be your only option. Follow these rules to make it work.
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Can Credit Card Churning Hurt Your Chances of Getting a Mortgage?

May 18 7:17pm The Truth About Mortgage.com
These days, it’s not uncommon for individuals to open a bunch of credit cards in a short span of time to acquire lots of points and/or cash back. Those who do it on a serial basis are known as churners. They basically open and close credit cards constantly to take advantage of the benefits without [&hellip...
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Mortgage Rates Today, May 18, 2017, Plus Lock Recommendations

May 18 4:26pm Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Has Trump v Comey affected your rate? Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bondes price drop and rates increase. When the economy pulls back, interest rates tend to fall.
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Mortgage Rates Thursday, May 18: Lowest Rates of the Year

May 18 11:19am Mortgages – NerdWallet
Interest rates for 30-year and 15-year fixed home loans, as well as 5/1 ARM rates, are all lower again today, according to a NerdWallet survey of current mortgage rates published by national…...
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Current Mortgage Rates for Thursday, May 18, 2017

May 18 11:03am Total Mortgage Underwritings Blog
Welcome to the Total Mortgage Current Mortgage Rates Blog. There’s some economic data out today, but first, your daily mortgage rate forecast/advice. Where are mortgage rates going? Mortgage rates are still down In case you missed it, yesterday was a wild ride for the markets. The New York Times broke a story late Tuesday asserting that... View Article...
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Mortgage Rates Plummet, Thanks To Trump / Comey Drama

May 18 10:08am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Renewed controversy around president Donald Trump and former FBI director James Comey are sending mortgage rates back to earth.
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How to protect kids from debt, financial stress

May 18 12:01am Bankrate.com
Parents shielding children from money problems aren't as successful as they think.
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Mortgage Rates Today, May 17, 2017, Plus Lock Recommendations

May 17 11:56am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Has Trump v Comey affected your rate? Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bondes price drop and rates increase. When the economy pulls back, interest rates tend to fall.
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Mortgage Rates Wednesday, May 17: Lower Today on Trump Troubles

May 17 11:21am Mortgages – NerdWallet
Interest rates for 30-year and 15-year fixed home loans, as well as 5/1 ARM rates, are all lower today, according to a NerdWallet survey of mortgage interest rates published by national lenders…...
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Current Mortgage Rates for Wednesday, May 17, 2017

May 17 10:58am Total Mortgage Underwritings Blog
Welcome to the Total Mortgage Current Mortgage Rates Blog. There’s some economic data out today, but first, your daily mortgage rate forecast/advice. Don’t feel like reading? Check out our Market Outlook series to see what’s happening this week. Market Outlook 5.15.17 from Total Mortgage on Vimeo. Where are mortgage rates going? Mortgage rates tumble off... View Article...
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Report: 6-In-10 Consumers Now Believe Getting A Mortgage Is Easy

May 17 8:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Consumers No Longer Fear Applying For A Mortgage Less than five years ago, only 4-in-10 consumers thought it would be easy to get a mortgage. That's understandable. Lenders were still recovering from the Great Recession. Home prices were dropping in many areas of the country. Only top-echelon borrowers were getting approved. But, my, how things […]...
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Rising Wages Helping More Afford Homes

May 17 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
In 25 percent of US housing markets, buyers are less able to afford homes than they used to be. Fortunately, rising wages are closing the gap, and houses purchased today will likely be worth more tomorrow.
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How To Refinance Your Home: Getting The Most Cash

May 17 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
How to refinance your home so that you get the best mortgage rate and loan terms. Tips on comparing home loans, shopping and locking in your interest rate.
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These Numbers Suggest New Home Market Is Strong, Growing

May 16 4:42pm Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Home builders are trying to keep up with buyer demand. Prices are on the rise, but mortgage rates remain historically low. Time to start home shopping?...
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5 Advantages of Making a Down Payment on a VA Loan

May 16 3:10pm Mortgages – NerdWallet
Mortgages from the Department of Veterans Affairs are known for not requiring a down payment. So why in the world would you make one? Here are five good reasons to…...
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5 Reasons Summer 2017 Is the Best Time to Buy

May 16 11:32am Total Mortgage Underwritings Blog
Summer is usually the housing industry’s busy season for good reason, but a few things could make 2017 one of the best opportunities to buy for a long time. 1. Housing inventory is shrinking An interesting trend this year? Tightening housing markets. Across the country, inventory has started to drop, and experts don’t see that... View Article...
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Current Mortgage Rates for Tuesday, May 16, 2017

May 16 11:05am Total Mortgage Underwritings Blog
Welcome to the Total Mortgage Current Mortgage Rates Blog. There’s some economic data out today, but first, your daily mortgage rate forecast/advice. Don’t feel like reading? Check out our Market Outlook series. Market Outlook 5.15.17 from Total Mortgage on Vimeo. Where are mortgage rates going? Mortgage rates remain lower It’s another slow day today with... View Article...
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Mortgage Rates Tuesday, May 16: Mostly Small Moves Lower

May 16 10:49am Mortgages – NerdWallet
Interest rates for 30-year and 15-year fixed home loans slipped a notch, and 5/1 ARM rates ticked higher today, according to a NerdWallet survey of mortgage rates published by national lenders Tuesday…...
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Mortgage Rates Today, May 16, 2017, Plus Lock Recommendations

May 16 10:14am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bondes price drop and rates increase. When the economy pulls back, interest rates tend to fall.
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Key mortgage rates mixed for Tuesday

May 16 9:58am Bankrate.com
If you're thinking about refinancing, it may be a great time to lock in a rate.
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Refinance mortgage rate ratchet higher for Tuesday

May 16 9:50am Bankrate.com
If you're thinking about refinancing, it may be a great time to lock in a rate.
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Mortgage Rates Monday, May 15: Near Mid-November Levels

May 15 12:38pm Mortgages – NerdWallet
Interest rates for 30-year and 15-year fixed home loans fell, while 5/1 ARM rates were unchanged today, according to a NerdWallet survey of current mortgage rates published by national lenders Monday…...
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Mortgage Rates Today, May 15, 2017, Plus Lock Recommendations

May 15 12:10pm Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bondes price drop and rates increase. When the economy pulls back, interest rates tend to fall.
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Home Builders Havent Been This Confident Since 2005

May 15 11:49am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Home builder confidence remains strong in May, with low mortgage rates and rising rents. Builders predict 2017 will be a banner year for real estate.
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Current Mortgage Rates for Monday, May 15, 2017

May 15 11:05am Total Mortgage Underwritings Blog
Welcome to the Total Mortgage Current Mortgage Rates Blog. There’s some economic data out today, but first, your daily mortgage rate forecast/advice. Where are mortgage rates going? Mortgage rates are heading lower to start the week The yield on the 10-year Treasury note (the best market indicator we have of where mortgage rates are heading)... View Article...
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VA Loan Eligibility and Requirements for 2017

May 15 10:38am Mortgages – NerdWallet
VA loan eligibility is more involved than, “You’ve been in the service, you’re all set.” Getting a VA home loan is a big deal — hey, buying a home always…...
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