33 Months Straight: VA Mortgage Rates Are The Lowest

Feb 21 4:39pm Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
It pays to be a veteran. Using VA Benefits and the G.I. Bill, military borrowers get access to lower rates than the general U.S. population.
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BurkeyLoan: A 120% LTV Mortgage Thats Portable and Can Pay Off Student Loans

Feb 21 12:55pm The Truth About Mortgage.com
It sounds like magic, doesn’t it? A mortgage that allows for a loan-to-value ratio as high as 120\%, portability, and can be used to pay off student loans. Oh, and it can be tapped into when you need cash or put on pause when you require a “Life Refresh.” Wow. Well, it’s a very real [&hellip...
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4

Current Mortgage Rates for Tuesday, February 21, 2017

Feb 21 11:44am Total Mortgage Underwritings Blog
Welcome to the Total Mortgage Current Mortgage Rates Blog. Here’s your daily mortgage rate forecast/advice. Where are mortgage rates going? Yesterday I said that Fed officials would likely echo Janet Yellen’s comments during their speaking engagements this week. Well, it’s only Tuesday morning and already we have Philadelphia Fed President Patrick Harker stating “I would... View Article...
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Mortgage Rates Tuesday, Feb. 21: Higher; Gap Widens in Housing Affordability

Feb 21 11:43am Mortgages – NerdWallet
Thirty-year fixed mortgage rates were up six basis points today, while 15-year fixed loans and 5/1 ARMs also rose slightly, according to a NerdWallet survey of current mortgage rates published by national lenders Tuesday morning.…...
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2

How To Find A Mortgage Lender And Avoid Borrowers Remorse

Feb 21 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
If you want to find a mortgage lender with the best deal and service, you'll need to shop a bit and obtain several mortgage quotes. Compare various combinations of interest rate and costs until you find the one that's right for you.
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4

How To Buy A Home In 2017 After A Short Sale

Feb 21 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
If you owned a home between 2006 and 2011, there’s a good chance that you saw your home’s value sour from all-time highs to all-time lows. In 2012 alone, the short sale accounted for 22 percent of all home transactions. By 2010, almost one quarter of U.S. homeowners had underwater mortgages, with balances exceeding their property […]...
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4

Best secured credit cards

Feb 21 5:55am Bankrate.com
Bad credit or no credit? These secured credit card options are your best bet.
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4

Chatbots will help you with your cards, banking

Feb 21 5:55am Bankrate.com
Financial institutions are upping the ante by launching chatbots to interact with customers.
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4

Current Mortgage Rates for Monday, February 20, 2017

Feb 20 11:00am Total Mortgage Underwritings Blog
Welcome to the Total Mortgage Current Mortgage Rates Blog. Here’s your daily mortgage rate forecast/advice. Where are mortgage rates going? The U.S. markets are closed today in observance of Presidents’ Day. The rest of the week is fairly standard with a variety of economic data and speaking engagements from several Federal Reserve officials. The FOMC... View Article...
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7

Getting Mortgage-Approved When Lenders Said No : Real Life Success Stories

Feb 20 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Think you can't be approved for a mortgage? Neither did these 3 home buyers. Read their true stories.
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10

3 ways couples who live together can protect their finances

Feb 20 5:55am Bankrate.com
Taking these three steps before moving in could help avoid a financial mess down the road.
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10

VA Home Loan: Buying A House With A Non-Veteran

Feb 18 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Joint VA Home Loan: Non-Eligible Co-Borrowers Special rules apply when co-borrowers who are not married take out a VA home loan. All co-borrowers don't need to be VA-eligible. However, only the eligible borrower's portion of the loan gets a VA guaranty. Entitlements are pro-rated when joint borrowers include: the veteran and one or more nonveterans (not spouse) the […]...
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14

Starwood Preferred boosts card sign-up bonus

Feb 17 2:42pm Bankrate.com
Earn bonus sign-up points with Starwood Preferred AmEx's limited time offer...
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10

Mortgage Payments Are Eating Up Paychecks the Most Since 2010

Feb 17 2:24pm The Truth About Mortgage.com
One of the best ways to determine housing affordability is to measure monthly housing costs versus income, otherwise known as your debt-to-income ratio (DTI). Lenders impose maximums to ensure borrowers can afford monthly payments. If too much of your income is going toward the mortgage, it can be said that your buying too much home, [&hellip...
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A Home Equity Loan Is a Smart Choice as Rates Rise

Feb 17 2:07pm Mortgages – NerdWallet
In recent years, home equity loans have gone the way of boy bands. So last-century. In an era of low interest rates, home equity lines of credit and cash-out refinances…...
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11

Sale Pending Vs. Under Contract: Whats the Difference?

Feb 17 12:58pm Total Mortgage Underwritings Blog
Whether you’re driving around a neighborhood or clicking through listings on Zillow, at some point you’re almost guaranteed to stumble across the perfect home: large yard, updated kitchen, hardwood floors—and a sign that says “sale pending” or “under contract.” So what do those mean, exactly, and do you still have a chance with the house... View Article...
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Mortgage Rates Friday, Feb. 17: Steep Drop; Building Permits Up

Feb 17 11:31am Mortgages – NerdWallet
Thirty-year fixed mortgage rates plunged 11 basis points today, while 15-year fixed loans and 5/1 ARMs dropped by four and three basis points, respectively, according to a NerdWallet survey of mortgage interest…...
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Current Mortgage Rates for Friday, February 17, 2017

Feb 17 10:52am Total Mortgage Underwritings Blog
Happy Friday and welcome to the Total Mortgage Current Mortgage Rates Blog. Here’s your daily mortgage rate forecast/advice. Where are mortgage rates going? Mortgage rates deviate from 10-year yield There’s not much economic data out this morning, and currently all the major U.S. stock market indexes are trading in the red. The yield on the... View Article...
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12

HELOC Or Home Equity Loan? Whats Best For You?

Feb 17 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Home equity loan or HELOC? The best loan for you depends on how you plan to use it.
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14

FHA ARM Rates: Should You Choose An FHA ARM?

Feb 17 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
FHA ARM Rates Offer FHA Advantages At Lower Cost FHA mortgages offer some great benefits. You can buy a home with just 3.5 percent down. The loan is assumable. FHA underwriting guidelines are among the most forgiving in the industry.  And FHA ARM rates let you get these advantages for less. How Do FHA ARMs […]...
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17

6 free tools to stop recurring card charges

Feb 17 5:55am Bankrate.com
Apps make it easier to spot and end payments for no-longer-wanted services.
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14

Avoiding PMI Is Costing You $13,000 Per Year

Feb 17 5:16am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Experts tell you to avoid private mortgage insurance (PMI). They don't tell you, though, that you could be leaving five-figure returns on the table.
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14

Chase Wants You to Have a Digital Mortgage Experience

Feb 16 5:37pm The Truth About Mortgage.com
While they might be better known for credit cards at this point, Chase also offers mortgages. And now they want to offer digital mortgages, or at least a digital mortgage experience. In other words, they don’t want to be your boring old brick-and-mortar grownup bank anymore. Let’s explore what exactly that means. Self-Serve Mortgages from [&hellip...
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57

Best balance transfer credit cards

Feb 16 5:00pm Bankrate.com
The best balance transfer credit cards offer lengthy interest-free periods, low fees and lenient late-payment policies.
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14

Guaranteed Rate Affinity: Another Mortgage Lender and Real Estate Company Link Up

Feb 16 4:35pm The Truth About Mortgage.com
The mortgage and real estate marriage trend continues, this time with Realogy and Guaranteed Rate joining forces to create a new venture known as “Guaranteed Rate Affinity.” This new partnership will result in a massive mortgage origination platform that pairs the nation’s eighth largest retail mortgage lender with the world’s largest franchisor of real estate [&hellip...
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59

Surprise! Mortgage Rates Didnt Rise This Week

Feb 16 11:40am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Mortgage rates are holding low, despite a Fed warning, rising stocks, and a hot job market, and rising inflation. Breakdown and analysis.
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14

Fast-Falling Foreclosure Rates Are Pushing Up Your Homes Value

Feb 16 11:39am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Falling foreclosure rates are good for the real estate market. Here's how they affect home prices and the homebuying experience.
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13

Report: 2017 Housing Starts Already Above 2016 Average

Feb 16 11:38am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Home builders are trying to keep up with buyer demand. Prices are on the rise, but mortgage rates remain historically low. Time to start home shopping?...
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13

Mortgage Rates Thursday, Feb. 16: A Dip; Delinquencies Drop

Feb 16 11:38am Mortgages – NerdWallet
Thirty-year fixed mortgage rates dipped three basis points today, while 15-year fixed loans and 5/1 ARMs remained unchanged, according to a NerdWallet survey of current mortgage rates published by national lenders Thursday morning.…...
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15

Current Mortgage Rates for Thursday, February 16, 2017

Feb 16 11:05am Total Mortgage Underwritings Blog
Welcome to the Total Mortgage Current Mortgage Rates Blog. There’s some economic data out today, but first, your daily mortgage rate forecast/advice. Where are mortgage rates going? Rates fall in Freddie Mac PMMS The Freddie Mac Primary Mortgage Market Survey came out today (as it does every Thursday at 10am sharp), and surprisingly it showed... View Article...
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13

Interest rates stay put on savings, CDs

Feb 16 10:50am Bankrate.com
Want to know if you're getting a good rate on your savings and CDs? Take a look at Bankrate's national averages and find out.
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14

How Fast-Falling Foreclosure Rates Affect Home Prices

Feb 16 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Falling foreclosure rates are good for the real estate market. Here's how they affect home prices and the homebuying experience.
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16

How does a balance transfer affect your credit score?

Feb 16 5:55am Bankrate.com
Balance transfer's credit impact is low when done properly.
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15

The best low-interest credit cards

Feb 16 5:55am Bankrate.com
These credit cards are good for consumers looking to pay down debt or to finance a big purchase on the cheap.
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15

Janet Yellen Keeps March Rate Hike in Play

Feb 15 3:31pm Total Mortgage Underwritings Blog
Federal Reserve Chair Janet Yellen finished up speaking in Washington, D.C. today. Starting on Tuesday, she appeared before congress for her semiannual testimony on monetary policy. Day 1 was before the Senate banking Committee, and Day 2 was before the House Financial Services Committee. Whenever the Fed Chair makes public statements, financial market participants keenly... View Article...
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15

Not Sure About The Future Of Housing? Just Ask Home Builders

Feb 15 12:12pm Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Home builder confidence remains strong in February, with low mortgage rates and rising rents. Builders predict 2017 will be a banner year for real estate.
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13

Mortgage Rates Wednesday, Feb. 15: Surge; Appraisal Values Lower Than Owners Think

Feb 15 11:10am Mortgages – NerdWallet
In a sharp upward turn, 30- and 15-year fixed mortgage rates rose by four basis points each today, while 5/1 ARMs remained unchanged, according to a NerdWallet survey of mortgage rates published by national…...
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14

The Rate of Mortgage Approvals in Each State

Feb 15 11:00am Mortgages – NerdWallet
Millions of Americans look to mortgage loans to help them buy homes, but the number of applications — and the percentage actually getting approved and funded — varies by where you live.…...
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16

Current Mortgage Rates for Wednesday, February 15, 2017

Feb 15 10:48am Total Mortgage Underwritings Blog
Welcome to the Total Mortgage Current Mortgage Rates Blog. There’s some economic data out today, but first, your daily mortgage rate forecast/advice. Where are mortgage rates going? Fed Chair Janet Yellen moved markets yesterday when she said that it would be “unwise” to wait too long to raise the federal funds rate again. Her remarks... View Article...
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13

Mortgage rates unchanged for Wednesday

Feb 15 10:22am Bankrate.com
If you're thinking about refinancing, it may be a great time to lock in a rate.
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13

How Reliable Are Online Home Value Estimators?

Feb 15 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Home value estimates vary widely, depending on the method used. Online tools can provide interesting information, but don't expect them to be as accurate as a real appraisal.
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15

Be cautious before helping seniors with their finances

Feb 15 5:55am Bankrate.com
Know what you're getting into before stepping into a legal thicket.
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15

4 best bits of winter driving advice

Feb 14 1:01pm Bankrate.com
A drag racing champ offers advice if you need to get behind the wheel during blustery winter weather.
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22

PenFeds new card pays 2% cash back

Feb 14 12:30pm Bankrate.com
PenFed Credit Union debuts an unlimited 2 percent cash back rewards credit card.
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26

Mortgage Rates Tuesday, Feb. 14: Slightly Up; New-Home Mortgages Surge

Feb 14 11:14am Mortgages – NerdWallet
Thirty-year and 5/1 ARM mortgage rates were up by one basis point today, while 15-year fixed rates didn’t budge for the third consecutive day, according to a NerdWallet survey of mortgage rates…...
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17

Current Mortgage Rates for Tuesday, February 14, 2017

Feb 14 11:07am Total Mortgage Underwritings Blog
Welcome to the Total Mortgage Current Mortgage Rates Blog. There’s some economic data out today, but first, your daily mortgage rate forecast/advice. Where are mortgage rates going? Yellen Keeps March in Play Investors had been holding steady this morning until Fed Chair Janet Yellen came out and appeared to keep the three rate hike vision... View Article...
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15

Refinance rates drop for Tuesday

Feb 14 9:56am Bankrate.com
If you're thinking about refinancing, it may be a great time to lock in a rate.
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98

Love My Girlfriend, Hate Her Credit: How To Buy A House With A Credit-Challenged Partner

Feb 14 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
How to buy a house when your credit is good but your spouse's or partner's is not. There are programs to solve your credit problems.
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10

Mortgage Lenders Are Loosening Credit Standards Rapidly

Feb 14 7:15am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
A Federal Reserve survey shows mortgage lenders making it drastically easier to get mortgage-approved. Been denied for a mortgage in the past? It's time to re-apply.
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16

4 Cash-Out Refinance Options That Put Your Home Equity To Work

Feb 14 7:00am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Home values are rising, and homeowners are no longer sitting on their equity. Four cash-out options are helping owners accomplish financial goals.
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18

Online dating scams: How to protect your heart and your wallet

Feb 14 5:55am Bankrate.com
If you seek romance online, the enduring result could be debt.
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19

Discover joins balance transfer 21 club

Feb 13 1:14pm Bankrate.com
Credit cardholders have a new option for paying off a balance, interest-free.
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15

Mortgage Rates Monday, Feb. 13: Higher; Lower-Credit Borrowers Discouraged

Feb 13 12:35pm Mortgages – NerdWallet
Thirty-year mortgage rates were up today, while 15-year fixed rates remain unchanged and 5/1 ARM rates dropped by one basis point, according to a NerdWallet survey of mortgage interest rates published by…...
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17

Current Mortgage Rates for Monday, February 13, 2017

Feb 13 10:59am Total Mortgage Underwritings Blog
Welcome to the Total Mortgage Current Mortgage Rates Blog. There’s some economic data out today, but first, your daily mortgage rate forecast/advice. Where are mortgage rates going? Treasury yields are continuing to rise this morning, building off of the increase that took place at the end of last week. There’s no significant economic data out... View Article...
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14

5 reasons not to put medical bills on credit cards

Feb 13 8:29am Bankrate.com
Charging a medical bill balance can wreak havoc on your credit.
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15

How ARM Rates Work: 3/1, 5/1, 7/1 And 10/1 Mortgages

Feb 13 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
ARM Rates More Attractive For Buying And Refinancing Adjustable-rate mortgages, or ARMs, have been the ugly stepchildren of the mortgage world for years. In fact, analysts at mortgage data firm Ellie Mae claim that ARMs made up just 4.6 percent of all mortgages closed in December 2016. However, as fixed rate mortgages become more expensive, and […]...
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15

6 Common (And Totally Avoidable) Mistakes When Applying For Your Mortgage

Feb 13 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
More than 75\% of mortgage applications go through. The other 25\% may have made a mistake along the way. How to avoid mistakes when applying for a mortgage.
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12

5 Mortgage Calculator Features You Are Not Using, But Should

Feb 13 5:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
A mortgage calculator should let you determine much more than a monthly payment. Look at all affordability factors with these little-known features.
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