f you have tax liens civil judgements or no credit at all, July 1 could be a big day for you.

Mar 29 3:23pm Lender411.com Articles
An Auburn Maine Mortgage Broker...
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Grab a 100,000-point bonus with Hilton Honors Surpass

Mar 29 1:01pm Bankrate.com
You have to spend $3,000 in purchases in the first three months to get the points bonus and there’s a $75 annual membership fee.
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Current Mortgage Rates for Wednesday, March 29, 2017

Mar 29 11:20am Total Mortgage Underwritings Blog
Welcome to the Total Mortgage Current Mortgage Rates Blog. There’s some economic data out today, but first, your daily mortgage rate forecast/advice. Where are mortgage rates going? Mortgage rates tick down after Brexit formally begins It’s been an up and down week for the markets so far. After getting hammered on Monday, the U.S. stock market... View Article...
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Mortgage Rates Wednesday, March 29: Bouncing Higher

Mar 29 10:32am Mortgages – NerdWallet
Mortgage rates for 30- and 15-year fixed loans, as well as 5/1 ARMs, all bounced a bit higher today, according to a NerdWallet survey of current mortgage rates published by national lenders…...
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2017 To Be A Breakout Year For FHA Buyers

Mar 29 10:17am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Home buyers love the FHA loan's mortgage rates and small downpayment requirement. In 2017, FHA is loosening guidelines even more to prompt homeownership.
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Mortgage rates ease for Wednesday

Mar 29 8:52am Bankrate.com
If you're thinking about refinancing, it may be a great time to lock in a rate.
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When an authorized user goes rogue: What to do

Mar 29 5:55am Bankrate.com
You added a guest to your card. It backfired. What now?...
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Best credit cards for foreign travel

Mar 29 5:55am Bankrate.com
The best credit cards for foreign travel have no foreign transaction fees and have generous perks and rewards.
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Real U.S. Home Prices Remain 33.3% Below 2006 Peak

Mar 28 6:46pm The Truth About Mortgage.com
Let’s talk about home prices again because there have been numerous reports of eroding affordability and fears that we might be topping out just five short years after hitting rock bottom. For example, the National Association of Realtors recently noted that the median existing-home price in February was up 7.7\% to $228,400 from a year [&hellip...
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Deductions Arent the Only Way to Save on Real Estate Taxes

Mar 28 2:39pm Mortgages – NerdWallet
By Bill Brown Learn more about Bill on NerdWallet’s Ask an Advisor The mortgage interest deduction and the state and local property tax deduction are probably the best-known tax incentives…...
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Mortgage Rates Today, March 28, 2017, Plus Lock Recommendations

Mar 28 1:35pm Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bondes price drop and rates increase. When the economy pulls back, interest rates tend to fall.
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Current Mortgage Rates for Tuesday, March 28, 2017

Mar 28 11:25am Total Mortgage Underwritings Blog
Welcome to the Total Mortgage Current Mortgage Rates Blog. There’s some economic data out today, but first, your daily mortgage rate forecast/advice. Where are mortgage rates going? Mortgage rates continue to trend lower Yesterday was a bump ride as financial market participants settled into their new positions in a slightly less optimistic , post-health care... View Article...
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Mortgage rates lower for Tuesday

Mar 28 11:17am Bankrate.com
If you're thinking about refinancing, it may be a great time to lock in a rate.
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Mortgage Rates Tuesday, March 28: Steady Decline

Mar 28 11:07am Mortgages – NerdWallet
Mortgage rates today for 30- and 15-year fixed loans dropped by 2 basis points, while 5/1 ARMs fell by 1 basis point, according to a NerdWallet survey of mortgage rates published by national…...
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Dont Think You Can Buy Again After Bankruptcy? Actually, You Can

Mar 28 6:54am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
A bankruptcy doesn't disqualify you from owning a home again. Getting approved for a new mortgage can happen in as little as one year.
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Can Airbnb Wreck Your Refinance Mortgage?

Mar 28 5:16am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
A refinance mortgage, if you rent your property with Airbnb or another agency, may be harder to get or more costly. Here's why.
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Mortgage Rates Monday, March 27: Drop; Buyers Face Tight Inventory

Mar 27 12:22pm Mortgages – NerdWallet
Mortgage rates today for 30-year fixed loans and 5/1 ARMs dropped, while rates for 15-year fixed loans rose, according to a NerdWallet survey of mortgage rates published by national lenders Monday morning. Trulia:…...
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Current Mortgage Rates for Monday, March 27, 2017

Mar 27 10:53am Total Mortgage Underwritings Blog
Welcome to the Total Mortgage Current Mortgage Rates Blog. There’s some economic data out today, but first, your daily mortgage rate forecast/advice. Where are mortgage rates going? Markets dealing with repercussions from health care flop The U.S. stock market is taking a hit this morning as financial market participants are coming to terms with a... View Article...
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Mortgage rates dip for Monday

Mar 27 10:34am Bankrate.com
If you're thinking about refinancing, it may be a great time to lock in a rate.
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Frequent diners: New Capital One credit card pays 3%

Mar 27 9:06am Bankrate.com
Foodies get your forks ready. Capital One just launched its Premier Dining Rewards card, which earns an unlimited 3 percent back on dining.
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Mortgage Rates Today, March 27, 2017, Plus Lock Recommendations

Mar 27 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bondes price drop and rates increase. When the economy pulls back, interest rates tend to fall.
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Five Keys To A Better Mortgage Application

Mar 27 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
The mortgage application process is neither mysterious nor alarming. These five simple steps will help you complete the process successfully and enjoy a smooth closing of your home purchase or refinance.
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Obamacare lives. But can you count on it for early retirement?

Mar 27 6:05am Bankrate.com
The effort to repeal the Affordable Care Act has collapsed. Here's advice if the health law is tempting you to retire early.
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Best no annual fee credit cards

Mar 27 5:55am Bankrate.com
While you'll pay hundreds of dollars in annual fees to own a super-premium credit card, there are plenty of solid cards that offer exceptional rewards at no cost.
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Ellen DeGeneres California Villa Is Up For Grabs

Mar 24 4:37pm Total Mortgage Underwritings Blog
This talk show host, furniture designer, renovation expert, and forgetful blue fish has just put her Santa Barbara home on the market, and it’s gorgeous. Of course, it’s also listed for $45 million, so maybe don’t get too attached. The Tuscan-influence mansion is 10,500 square feet, including 6 bedrooms, 8 bathrooms, 9 fireplaces, multiple libraries,... View Article...
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Consumers misled about value of some credit scores, feds say

Mar 24 12:27pm Bankrate.com
The credit scores the big credit bureaus try to sell you typically aren't the same scores used in lending decisions, despite what those companies might imply.
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Mortgage Rates Friday, March 24: Holding March Lows; Expanding Access for Borrowers Without Credit Scores

Mar 24 11:49am Mortgages – NerdWallet
Mortgage rates today for 30- and 15-year fixed loans ticked higher, while 5/1 ARMs slipped a notch, according to a NerdWallet survey of current mortgage rates published by national lenders Friday morning.…...
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Interest rates on savings flat, CDs move upward

Mar 24 11:45am Bankrate.com
Want to know if you're getting a good rate on your savings and CDs? Take a look at Bankrate's national averages and find out.
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Current Mortgage Rates for Friday, March 24, 2017

Mar 24 11:15am Total Mortgage Underwritings Blog
Welcome to the Total Mortgage Current Mortgage Rates Blog. There’s some economic data out today, but first, your daily mortgage rate forecast/advice. Where are mortgage rates going? Healthcare vote still looming Yesterday the markets anxiously waited to hear if Trump’s healthcare bill would be passed through Congress. However, the day came and went and ultimately... View Article...
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Whats The Best Way To Pay For A Mortgage Refinance?

Mar 24 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Your mortgage refinance comes at a cost, even if you don't see it. There are several ways to pay to refinance your home loan, and we'll show you the pros and cons of them here.
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Soft Fed Announcement Means Relief For Mortgage Rates

Mar 23 12:34pm Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Current mortgage rates are falling, thanks to a less aggressive Federal Reserve and a stifling stock market. Is it time to lock?...
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Can You Apply For A Mortgage With Two Lenders At Once?

Mar 23 12:33pm Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Is it okay to apply with two or more mortgage lenders? To make sure you get approved, or to lock in the best interest rate? There are pros and cons to this strategy.
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Confident Buyers Stoke The Red-Hot New Home Market

Mar 23 12:32pm Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
New construction homes are selling fast. Buyers believe their employment opportunities are great, and call for higher rates and prices in 2017.
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Alliant offers a 3% cash-back reward, the best in credit cards

Mar 23 11:47am Bankrate.com
We have a new champion of cash-back credit cards.
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Mortgage Rates Thursday, March 23: Slight Drop; Existing-Home Sales Slow

Mar 23 11:09am Mortgages – NerdWallet
Mortgage rates today for 30- and 15-year fixed loans and 5/1 ARMs all fell by one basis point, according to a NerdWallet survey of current mortgage rates published by national lenders on…...
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Current Mortgage Rates for Thursday, March 23, 2017

Mar 23 10:47am Total Mortgage Underwritings Blog
Welcome to the Total Mortgage Current Mortgage Rates Blog. There’s some economic data out today, but first, your daily mortgage rate forecast/advice. Where are mortgage rates going? Healthcare vote on tap All eyes are on the key healthcare vote this morning. It’s important not just for the ramifications to healthcare, but because it reflects how... View Article...
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Can You Apply For A Mortgage With 2 Lenders At Once?

Mar 23 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Is it okay to apply with two or more mortgage lenders? To make sure you get approved, or to lock in the best interest rate? There are pros and cons to this strategy.
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Todays Mortgages Are Not Your Older Siblings Mortgages

Mar 22 6:02pm The Truth About Mortgage.com
While pundits and fusspots continue to question whether we’re headed for another housing bubble, consider this: The most recent mortgages were among the highest quality (lowest risk) since 2001. Indeed, mortgages originated during the fourth quarter of 2016 were of the utmost quality, exhibiting even less risk than those funded a year earlier, this according [&hellip...
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5 Tips for Buying a Home This Spring

Mar 22 4:21pm Total Mortgage Underwritings Blog
While some may argue about what season is the best for real estate transactions, there’s no debating that some serious home buying buzz gets created every spring. So if you’re a potential home buyer looking to get in on the action, read on and find out how to maximize your chances of moving into your dream home... View Article...
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Wells Fargo says hello to cardless ATMs

Mar 22 3:49pm Bankrate.com
Wells Fargo is upgrading all of its 13,000 ATMs to enable customers to use a smartphone instead of a debit card to withdraw money from their checking or savings account.
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Buyers Get A Better Shot At Affordable Housing In 2017

Mar 22 12:29pm Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Home values did not rise in January, the first time in 59 months that's happened. But, prices are up nearly 6\% for the year. Is it time to buy?...
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Mortgage Rates Wednesday, March 22: Sharp Drop; Mortgage Applications Slide

Mar 22 11:53am Mortgages – NerdWallet
Thirty- and 15-year fixed loans fell sharply today, by 8 and 12 basis points, respectively, while 5/1 ARMs also dipped by 8 basis points, according to a NerdWallet survey of mortgage rates published…...
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Current Mortgage Rates for Wednesday, March 22, 2017

Mar 22 11:14am Total Mortgage Underwritings Blog
Welcome to the Total Mortgage Current Mortgage Rates Blog. There’s some economic data out today, but first, your daily mortgage rate forecast/advice. Where are mortgage rates going? Mortgage rates are still on the decline It’s been a good week for borrowers so far, as mortgage rates are on track to decline for the fourth straight... View Article...
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How Much More It Costs to Own vs. Rent in Your State

Mar 22 9:00am Mortgages – NerdWallet
Owning a home is often considered the American dream — and it’s an expensive one. Homeowners in all 50 states and Washington, D.C., pay from 33\% to 93\% more for…...
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Buying A House Where Prices Exceed Your Budget

Mar 22 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Buying a house, especially a fixer-upper, is an investment that could pay off big-time, or deplete every resource you have. Follow these tips for choosing financing and unloading your property for profit.
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Best Citibank credit cards

Mar 22 5:55am Bankrate.com
The best Citibank credit cards come packed with extras. From generous cash-back rewards to lengthy balance transfer offers, there's something for nearly every type of spender.
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Cash back cards become more generous with rewards

Mar 22 5:55am Bankrate.com
Cards rewarding 1.5\%, 2\% and even 2.5\% now offered for the 'set it and forget it' crowd.
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Thanks, Fed! Hike pushes CD rates higher

Mar 21 5:13pm Bankrate.com
Two banks recently boosted rates to offer the top nationally available 60-month CD rate.
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Credit Bureau Experian Launches Real-Time Asset and Income Verification for Mortgages

Mar 21 12:23pm The Truth About Mortgage.com
Mortgage lenders have come a long way in the past decade. They used to approve loans without the need for income, asset, or employment documentation, and now they can verify all those things in seconds. Yes, that was half a joke about the recent crisis and half a jab at the mortgage industry for continuing [&hellip...
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Mortgage Rates Tuesday, March 21: Dip; More Consumers Rejected for Mortgages

Mar 21 11:49am Mortgages – NerdWallet
Mortgage rates today continued to inch downward for 30- and 15-year fixed loans while 5/1 ARMs held steady, according to a NerdWallet survey of current mortgage rates published by national lenders on Tuesday…...
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Mortgage Rates Today, March 21, 2017, Plus Lock Recommendations

Mar 21 11:13am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bondes price drop and rates increase. When the economy pulls back, interest rates tend to fall.
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Current Mortgage Rates for Tuesday, March 21, 2017

Mar 21 11:12am Total Mortgage Underwritings Blog
Welcome to the Total Mortgage Current Mortgage Rates Blog. There’s some economic data out today, but first, your daily mortgage rate forecast/advice. Where are mortgage rates going? French Presidential Debate Causes Brief Bond Rally With little domestic data out this week, investors are taking their cues from foreign developments. Last night was the first debate between... View Article...
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All About Mortgage Reserves For Your Home Loan Approval

Mar 21 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Mortgage reserves are funds that you will have after closing that will be available to make your payments if your income stops temporarily or you have an unexpected financial emergency. But hoe much do you need to get approved for a mortgage?...
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HELOC Subordination: Something No One Asks About, But Everyone Should

Mar 21 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Subordination for home equity loans and HELOCs comes into play when you refinance the underlying first mortgage but don't want to include the second mortgage in the refinance. The old equity loan must be subordinated to the new loan. But that's not always easy.
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How tax liens affect your credit score

Mar 21 5:55am Bankrate.com
Credit bureaus will scrub some unpaid tax debts, court judgments from reports...
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Best MasterCard credit cards

Mar 21 5:55am Bankrate.com
The best MasterCard credit cards all offer generous rewards, tempting sign-up offers and long introductory periods during which you'll pay no interest.
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Need a Fast Refi? Now Could Be The Perfect Time

Mar 21 4:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Lenders are closing refinances fast. That could help compensate for slightly higher rates. Borrowing costs are reduced with faster close times.
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