How Can I Avoid A Home Appraisal When I Apply For A Mortgage?

Jan 5 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Reduce Your Costs By Ditching The Home Appraisal Many people are not thrilled when it comes time to get a home appraisal. Appraisals can take too long, delaying closings. They can be expensive. They may be performed poorly, causing delays and additional costs. As a result of such concerns, there's growing interest in appraisal alternatives. These options are […]...
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VA Home Loan Rates, Guidelines, & Loan Limits (Updated For 2017)

Jan 5 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Since 70 years ago, the VA Loan Guaranty program has allowed 100\% financing, extended loan sizes, and a host of other benefits granted under the G.I. Bill.
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How To Buy A House With Low Income In 2017

Jan 5 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Buy A House With Low Income: Not Easy, But Possible There are several obstacles when you buy a house with low income. It's not easy to save a down payment while renting. It can be tougher to keep your bills paid on time and your credit report pristine. In addition, lower income makes it harder to […]...
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What Are The Current VA Mortgage Loan Limits?

Jan 5 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
VA mortgage loans are an important part of the U.S. housing market and, for eligible borrowers, there is no explicit loan limit. You can borrow as much as you need.
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The government fined the credit bureaus: What it means

Jan 4 4:52pm Bankrate.com
Two of the three major credit bureaus misled customers about the true value of the credit scores they offer, the Consumer Financial Protection Bureau says.
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1

Fed rate hikes could come faster

Jan 4 4:22pm Bankrate.com
In the wake of the election, the Federal Reserve indicates there's some uncertainty about the future course of interest rates.
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Fed Minutes: Future Rate Hike Policy Is Fully In Wait And See Mode

Jan 4 3:01pm Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
The future of mortgage rates is unclear. Even the world's most pre-eminent financial body -- the Federal Reserve -- has little guidance for 2017 rates.
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2017 Mortgage Rate Outlook: The Trump Effect

Jan 4 1:20pm Mortgages – NerdWallet
For the first time in almost a year, mortgage rates are above 4\%. While still low by historic standards — the annual average rate on a 30-year mortgage in 1981 was…...
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2

That huge Chase Sapphire bonus is going away

Jan 4 12:02pm Bankrate.com
Credit card bonuses can disappear without warning, but Chase has done everyone a favor and given us a deadline.
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Mortgage Rates Today, Jan. 4: Rates, Applications Both Drop

Jan 4 11:55am Mortgages – NerdWallet
After starting the new year with a slight upward nudge, mortgage rates across the board dipped for 30- and 15-year fixed loans, as well as 5/1 ARMs, on Wednesday, according to a NerdWallet survey of…...
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Current Mortgage Rates for Wednesday, January 4, 2017

Jan 4 10:52am Total Mortgage Underwritings Blog
Welcome to the Total Mortgage Current Mortgage Rates Blog. There’s some economic data out today, but first, your daily mortgage rate forecast/advice. Click here to get today’s latest mortgage rates. Where are mortgage rates going? Treasury yields were up and down yesterday. The 10-year yield ultimately closed at 2.45\%. Right now it’s at 2.46\%. The... View Article...
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4

Mortgage rates retreat for Wednesday

Jan 4 10:15am Bankrate.com
If you're purchasing or refinancing, it may be a great time to lock in a rate.
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How to Find and Finance Bank-Owned Properties

Jan 4 9:00am Mortgages – NerdWallet
Home prices are still rising — they’re currently averaging just below all-time highs set in 2006, according to the Case-Shiller Home Price Indices. Combine that with slim housing inventory in…...
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How the Trump Presidency Will Impact Housing in 2017

Jan 4 9:00am Mortgages – NerdWallet
Donald Trump, the real estate tycoon, will be our nation’s 45th president. That’s good news for the housing industry, right? Well, there’s a lot to consider. Here’s how the Trump…...
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2017 Mortgages Are Different: Fannie Mae Changes You Need To Know

Jan 4 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Conforming 2017 mortgages will be a little different, thanks to changes at Freddie Mac and Fannie Mae. Here are the ones most likely to affect you...
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Single Homebuyer: You Can Be Young, Free, And A Homeowner

Jan 4 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
The single homebuyer is stepping up to the plate, and today's great mortgage home loans are helping Millennials buy their first houses.
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Rose Parade float sets a new Guinness World Record

Jan 4 6:00am Bankrate.com
Lucy Pet Products placed in the Guinness World Records book as the longest and heaviest single-chassis parade float in parade history.
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Forget Resolutions. These Renters Are Creating Hard-And-Fast Goals To Buy In 2017

Jan 4 4:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Many settled renters no longer need the mobility afforded by renting. They have decided that 2017 is the year they will buy a home. What is the first step for these newly activated buyers?...
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Tips For The Millennial Homebuyer

Jan 3 5:10pm Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Buying A Home? I Can't Even.... The Millennial homebuyer,  a consumer 18 to 34 years old, makes up 42 percent of the homebuyers today. This generation is making a huge impact on the housing business. It also faces unique challenges when buying a home. As a Millennial, you grew up in the Great Recession (December 2007 – June […]...
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5

Here come the credit card rate hikes

Jan 3 2:03pm Bankrate.com
If you're planning to apply for a new credit card in 2017, know this: The interest rate you pay likely will be higher than it was just a few weeks ago.
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Mortgage Rates Today, Jan. 3: Up Slightly; Home Prices to Rise in 2017

Jan 3 11:16am Mortgages – NerdWallet
With 2017 upon us, mortgage rates reversed their downward trend by rising slightly. Thirty-year fixed and 5/1 ARMs were both up, while 15-year fixed loans remained unchanged Tuesday, according to a NerdWallet survey…...
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Current Mortgage Rates for Tuesday, January 3, 2017

Jan 3 10:51am Total Mortgage Underwritings Blog
Welcome to the Total Mortgage Current Mortgage Rates Blog. There’s some economic data out today, but first, your daily mortgage rate forecast/advice. Click here to get today’s latest mortgage rates. Where are mortgage rates going? After a few days off, the markets are back and so is their appetite for riskier assets like oil and... View Article...
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2

Refinance rates move lower for Tuesday

Jan 3 10:32am Bankrate.com
If you're thinking about refinancing, it may be a great time to lock in a rate.
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2

Mortgage rates ease for Tuesday

Jan 3 10:30am Bankrate.com
If you're purchasing or refinancing, it may be a great time to lock in a rate.
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2

Rising Mortgage Rates? Dont Fall For That Myth

Jan 3 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Rising mortgage rates don't have to scare you. Here's how to deal with them.
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Can I Get A Mortgage In 2017 If I Was Turned Down Last Year?

Jan 3 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Happy New Year! Getting A Mortgage In 2017 If you tried unsuccessfully to buy or refinance in 2016, you may have a better shot this year. The higher mortgage interest rates that are scaring some off may be good news for borderline home loan applicants. When mortgage lenders were completely busy during the refinance boom, […]...
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3

Big Ten, Big 12 lead conferences with highest student loan debt

Jan 3 5:00am Bankrate.com
Some schools are fumbling more than others when it comes to student loan debt.
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Will We Get Lower FHA Mortgage Insurance Premiums In 2017?

Jan 2 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
FHA mortgage insurance premiums, or MIP, were created to reimburse mortgage lenders when borrowers default. nNw the fund has a surplus, so consumers might get lower mortgage insurance in 2017.
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Staging Your Home Helps It Sell 73% Faster, On Average

Jan 2 5:36am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Selling your home? Make sure you stage it for sale. Staged homes sell 73\% faster than non-staged homes; and sell at higher prices, too. Here's how to do it.
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How Much Home Can You Afford?

Jan 1 7:09am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
There are 2 widely-accepted ways you can calculate your maximum home purchase price. What you should know about both methods, plus live mortgage rates at ultra-low levels.
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First-Time Home Buyers Guide: Picking The Right Mortgage Program

Jan 1 6:32am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
This guide for first-timehome buyers covers choosing the mortgage loan which best fits your financial and emotional needs.
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Current Mortgage Rates for Friday, December 30, 2016

Dec 30 11:32am Total Mortgage Underwritings Blog
Happy Friday, and welcome to the Total Mortgage Current Mortgage Rates Blog. There’s some economic data out today, but first, your daily mortgage rate forecast/advice. Click here to get today’s latest mortgage rates. Where are mortgage rates going? Mortgage rates are on the decline again this morning after solid demand in yesterday’s Treasury auction. The... View Article...
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Mortgage Rates Today, Friday, Dec. 30: End-Of-Year Declines Continue; Existing Home Sales Drop

Dec 30 11:29am Mortgages – NerdWallet
On the last business day of 2016, 30-year fixed, 15-year fixed and 5/1 ARM mortgage rates all continued to fall, according to a NerdWallet survey of mortgage rates published by national lenders this…...
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2

Solve These 3 Problems And Improve Your Credit Score Fast In 2017

Dec 30 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
There are several ways to improve an ugly credit score, and some work fairly quickly. The methods you use depend on why you have a bad FICO in the first place.
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January 2017 Mortgage Rates Forecast (FHA, VA, USDA, Conventional)

Dec 30 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
January will remain volatile for mortgage rates, with the Fed meeting, Jobs Report, and news about the incoming administration. What to watch for this month.
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Best Smart Home Products of 2016

Dec 29 2:20pm Total Mortgage Underwritings Blog
Whether you see 2016 as a good or a bad year, there is no denying it was busy. We saw a new American president get elected, the Cubs win the World Series for the first time in 108 years, and the United States reopening relations with Cuba, just to name a few things. Another area... View Article...
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Mortgage Rates Today, Thursday, Dec. 29: Declines Ahead Of Year End

Dec 29 11:23am Mortgages – NerdWallet
Thirty-year fixed, 15-year fixed and 5/1 ARM mortgage rates all fell on Thursday, according to a NerdWallet survey of mortgage rates published by national lenders. Mortgage Rates Today, Thursday, Dec.…...
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Current Mortgage Rates for Thursday, December 29, 2016

Dec 29 11:11am Total Mortgage Underwritings Blog
Welcome to the Total Mortgage Current Mortgage Rates Blog. There’s some economic data out today, but first, your daily mortgage rate forecast/advice. Click here to get today’s latest mortgage rates. Where are mortgage rates going? The stock market slipped a little this morning causing treasury yields and mortgage rates to retreat back down a few... View Article...
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Refinance mortgage rate moves lower for Thursday

Dec 29 9:41am Bankrate.com Mortgages
If you're thinking about refinancing, it may be a great time to lock in a rate.
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6

Mortgage rates retreat for Thursday

Dec 29 9:38am Bankrate.com
If you're purchasing or refinancing, it may be a great time to lock in a rate.
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4

Will A Trump Administration Cause Rates To Rise?

Dec 29 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Will the Trump administration kill the housing market? Some experts believe a serious increase in mortgage rates, lower home sales and slashed real estate values are in our future.
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Single Women Homebuyers: Your Guide To Getting It Right

Dec 29 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Single women have a lot of home-buying power. Here's how to exercise yours and get what you want.
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30 Months Straight: VA Mortgage Rates Are The Lowest

Dec 29 5:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
It pays to be a veteran. Using VA Benefits and the G.I. Bill, military borrowers get access to lower rates than the general U.S. population.
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5

Are online banks a safe bet for CDs?

Dec 29 5:00am Bankrate.com
A common concern is whether large sums of money are safe with an online institution.
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6

Best travel credit cards: Top picks for 2016

Dec 29 5:00am Bankrate.com
The best travel credit cards offer outstanding rewards, hefty sign-up bonuses and low fees.
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4

First-Time Home Buyers Guide: Getting A Mortgage When You Have No Credit

Dec 29 12:03am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
The FHA mortgage program doesn't require first-time home buyers to have credit history -- or even a credit score -- in order to get mortgage-approved.
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How To Rush Your Mortgage To The Closing Table

Dec 29 12:02am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
When you close on your mortgage in 30 days or fewer, you can get access to lower mortgage rates than the general population. Here's how to close quickly.
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First-Time Home Buyers Guide: Making A Downpayment

Dec 29 12:01am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
This post discusses down payments; and, is part of a four-part series meant to help first-time home buyers buy their first home, and get approved for their first mortgage.
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Military getting biggest raise in 5 years

Dec 28 4:23pm Bankrate.com
Congress is giving service members a more than 2 percent pay hike, the largest since 2011.
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2017 Mortgage and Real Estate Predictions

Dec 28 1:16pm The Truth About Mortgage.com
Well, another year has passed, and not just any year. Some have referred to 2016 as the worst year ever, though I’m a little more optimistic. Anyway, it’s time to look forward to see what the future holds for mortgages and real estate in 2017. But as always, you can view my prior year predictions [&hellip...
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Mortgage Rates Today, Wednesday, Dec. 28: Slight Decreases; New Home Sales Up

Dec 28 11:36am Mortgages – NerdWallet
Thirty-year and 15-year fixed rates reversed course from yesterday and fell slightly, while 5/1 ARM rates notched up again Wednesday, according to a NerdWallet survey of mortgage rates published by national lenders this…...
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Current Mortgage Rates for Wednesday, December 28, 2016

Dec 28 10:46am Total Mortgage Underwritings Blog
Welcome to the Total Mortgage Current Mortgage Rates Blog. There’s some economic data out today, but first, your daily mortgage rate forecast/advice. Click here to get today’s latest mortgage rates. Where are mortgage rates going? We’re in the middle of a very slow week. There’s not much happening in the markets, and mortgage rates are... View Article...
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Pending Home Sales Predict Strong 2017 Housing Market

Dec 28 10:22am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
For the 31st straight month, the Pending Home Sales Index bested its benchmark reading of 100. It's no wonder home prices continue to rise nationwide.
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Mortgage Rate Surveys: Where Are Todays Real Mortgage Rates?

Dec 28 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
There are tens of mortgage rate surveys online, and they all show different interest rates. Which are the best, and which should you ignore?...
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New Years Eve ranks as 2nd worst holiday for car theft

Dec 28 6:00am Bankrate.com
While you are ringing in the New Year, thieves may be celebrating with your key ring.
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Benefits of goal-setting savings accounts

Dec 28 5:00am Bankrate.com
These accounts help you keep an eye on your financial target.
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3 traits of a good credit card

Dec 28 5:00am Bankrate.com
The best credit cards often have some traits in common. Choose wisely, and you'll reap the rewards.
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Mortgage Rates Today, Tuesday, Dec. 27: Rising; U.S. Home Prices Hit All-Time High Again

Dec 27 10:57am Mortgages – NerdWallet
Thirty-year fixed, 15-year fixed and 5/1 ARM rates are all higher Tuesday, according to a NerdWallet survey of mortgage rates published by national lenders this morning. Across the board, lenders were repricing their loans…...
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Community Second Mortgages For Down Payment And Closing Costs

Dec 27 7:30am Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
Community second mortgages are are loans provided by states, counties, local housing agencies, nonprofit organizations or employers for down payments and closing costs.
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