Feb 22 9:41am The Financial Blogger
Saving for your retirement presents both a mental and financial struggle. It is notoriously difficult to start saving and we easily find ourselves making excuses. In fact, you may find that you are trapped in a self-fulfilling belief: “I believe it’s true, therefore is must be true”. Your first and most difficult hurdle to overcome […]...
Feb 22 9:38am My Dollar Plan
Amazon is celebrating a top reputation ranking in a corporate poll. What does it mean for you? $8.63 off your purchase at Amazon today! The promotion page says you’ll save $8.62, but if you read the small print, it’s actually 8.627 rounded up to $8.63. The thank you promotion discount is off of a $50 [...] Continue reading...
Feb 22 9:33am Three Thrifty Guys
Thought we would get this right off to you as it is a one-time, today only deal at Amazon to celebrate their #1 in corporate reputation rating. Today only (2/22/17), you can get $8.62 off your order of $50 or more. All you need to do is enter code BIGTHANKS at checkout. Hope this helps …...
Feb 22 9:25am Personal Finance
Your W-2 is a gold mine for hackers. How you can protect yourself.
Feb 22 9:10am The Points Guy
Amazon came in as the No. 1 company in the Harris Corporate Reputation Poll for the second year in a row. And to celebrate, the online giant is rewarding its customers with a special discount. For today only, Amazon is offering everyone $8.62 in savings on your order of $50 or more. The figure comes from […]...
Feb 22 9:00am The Simple Dollar
I had a great conversation recently with a gentleman in his early fifties who, upon being introduced to me and learning that I had been a full-time personal finance writer for several years, had been looking for a chance to have a conversation with me privately. Let’s call him Gene. It turns out that Gene had never put a single dime into retirement savings during his entire professional life. He had assumed all the way along that he would save ... The post Use the Tools You Have Now Instead of Dreaming of the Tools You’ll Have Later appeared first on The Simple Dollar.
Feb 22 8:59am The Points Guy
Americans took an average of 12 vacations days in 2016, which is less time off than most of the industrialized world. Though some workers are allowed a total of 15 days, guilt and worry kept many from taking advantage of all their allotted vacation days. But by implementing a couple of strategies in the workplace, you should […]...
Feb 22 8:20am Personal Finance News
Fitness apps are getting more popular lately. So should you consider getting one of these apps? Don’t waste your money on fitness and health apps as scientists warn that these apps might be doing more harm than good because they don’t work but force people to focus on ambitious goals that they will never reach. The […] The post Don’t Waste Your Money on Fitness and Health Apps appeared first on Personal Finance News.
Feb 22 8:00am The Penny Hoarder
Lindsay Larner quit her full-time job in D.C. to start The Cookie Jar DC. Now, she makes a living selling cookie dough that’s safe to eat... The post This Woman Quit Her Full-Time Job to Make and Sell Safe-to-Eat Cookie Dough appeared first on The Penny Hoarder.
Feb 22 8:00am Financial Advisor Hub
Balancing active and passive approaches to management delivers the best of both worlds while compensating for downsides.
Feb 22 7:17am The Points Guy
Most folks already know that if a particular airline sees a good chunk of your annual travel, it’s a smart move to apply for its corresponding co-branded card. But that’s not the only reason to add an airline card to your wallet. Some benefits can apply well beyond travel just on that particular carrier, especially when you consider each airline’s partners and […]...
Feb 22 7:00am Kitces.com
The conventional method for evaluating safe withdrawal rates assumes that retirees maintain a stable standard of living through retirement in real (inflation-adjusted) dollars. While there’s nothing unsound about this assumption – at least so long as it reflects a particular retiree’s goals – it is worth considering how accurate this assumption is relative to actuallyRead More...
Feb 22 6:59am The Points Guy
“Reader Questions” are answered three days a week — Mondays, Wednesdays and Fridays — by TPG Senior Writer Julian Mark Kheel. Today let’s take a look at a Facebook message from Errol, who has a query about Global Entry… This is an excellent question, as many folks aren’t familiar with the Global Entry renewal process. Since the […]...
Feb 22 6:45am Personal Finance Blog | LSS
America Saves week is coming up soon! So we’re sharing information from our friends at America Saves on how you can join in. Read on… America Saves Week (February 27 – March 4, 2017) is an annual opportunity for individuals… Read more › The post Simple Steps to Save Successfully During America Saves Week 2017 appeared first on Personal Finance Blog | LSS.
Feb 22 6:39am Early Retirement Extreme
In a nutshell, engineering is making certain simplifying assumptions of the real world and building a piece of technology by combining separate parts to build a functional whole. During this engineering process, the degrees of freedom, that is, the play between its components is reduced as much as possible. This is possibly due to the […]...
Feb 22 6:30am DINKS Finance
Hello, Dinks. Sometimes people struggle with having extra money. They could be living check to check, or they may just have a low paying job. I’ve been in this situation before, and it’s not fun. It doesn’t have to be permanent, though. There are several ways that you can supplement your income. Below are a […] The post 4 Ways to Supplement Your Income appeared first on DINKS Finance.
Feb 22 6:08am Financial Samurai
One of the key takeaways from my book, How To Engineer Your Layoff, is understanding that the Human Resources department is not on your side. First and foremost, the HR department is there to protect the company from liability. After such protection is made, maybe then HR will help a troubled employee with a problem. MyRead More...
Feb 22 6:00am DQYDJ
Much has been written about the recent run-up in stock market valuations so I do not want to rehash many of the arguments about what is driving the bull market in US stocks besides listing some of the hypotheses: Higher inflation expectations Expectation of deregulation Expectation of faster interest rate increases Continued consumer confidence Expectation […] The post Stock Market Narratives Are Probably Wrong appeared first on DQYDJ. From the Archives: Market Timers Agree: Buy Stock Go Home Already! Congress vs. the Stock Market Is the Stock Market Overvalued? The Finale.
Feb 22 6:00am The Penny Hoarder
Kids birthday parties can be expensive, but you don’t need to keep up with the Joneses. Buck the trend of over-the-top celebrations using these seven money-saving tips. The post 7 Ways to Throw Your Child a Birthday Party That’s Frugal — but Fun appeared first on The Penny Hoarder.
Feb 22 6:00am Wise Bread
Before the early 20th century, black history was largely ignored by both historians and the general public. As a result, many great lessons imparted by African-American leaders were also ignored and overlooked. In particular, African-American leaders of the past and present offer a great deal of insight on money and finance that can inspire and enlighten all Americans. Read on to learn the financial lessons these great Americans can teach you. Oprah Winfrey "Everyone wants to ride with you in the limo, but what you want is someone who will take the bus with you when the limo breaks down." The Lesson Oprah Winfrey is one of the richest people in America, which means she is well aware of how money, fame, and success can draw people to you. But the trappings of success, like a limousine, are just that — trappings. Th...
Feb 22 5:59am The Points Guy
International travelers visiting the United States will soon have a new choice for free internet access, thanks to a partnership between MasterCard and Boingo Wireless. Starting today, the two companies are granting select HSBC cardholders access to over one million Boingo hotspots across the US. The new Boingo hotspot access will initially be available to […]...
Feb 22 5:30am Wise Bread
One of the smartest — and easiest — ways to earn more credit card rewards is to charge as many regular bills as makes sense. By using credit instead of your checking account to pay bills you normally pay anyway, you can increase your rewards without spending money you don't have. First step: Get out your monthly bank statements and make a list of expenses you pay on a regular basis. These might include utility bills, insurance premiums, and even rent. Next, determine whether you can pay these bills with credit. Using a credit card to pay your bills allows you to rack up cash back, hotel points, and airline miles a lot faster, but there are some downsides you need to consider, too. (See also: Why I Use My Credit Card for Everything) Beware of Fees While some businesses let you use a credit card without an added fee, ot...
Feb 22 5:30am Wise Bread
Working from home can be a great thing. It allows you to work where you want, when you want, and has a number of other perks. However, it can be a bit lonely. Luckily, with the power of the Internet (and some motivation to get out and socialize), even those without an office water cooler to mill around can network and make new friends. Networking Resources Working off-site can take a toll on your professional network. To build your reputation, find mentors and collaborators, and connect with people in your industry, take advantage of some of the following networking resources. (See also: 15 Simple Networking Tricks) 1. LinkedIn LinkedIn is one of those most common, popular ways to build and maintain professional relationships. It makes it so easy to network online with other professionals in your field. You can also use LinkedIn t...
Feb 22 5:30am Wise Bread
Welcome to Wise Bread's Best Money Tips Roundup! Today we found articles on what you should know about store closing sales, healthy dishes for weight loss, and beginner tips for fermenting. Top 5 Articles What you need to know about store closing sales at Macy's, Sears, or Kmart near you — Don't expect to see big ticket items at a store closing sale. [The Monitor] 20 Healthy, Low-Calorie Dishes for Quick Weight Loss — There's no need to skip dessert when you can indulge in a delicious, grilled stone fruit. [Cheapism] Beginner Tips for Fermenting — There are many benefits to probiotic-rich, fermented foods. Start with these tips if you want to ferment your own foods at home. [Nature Moms Blog] Ways For Introverts to Get Their Energy Back When Other Humans Suck It Out of Them — Introverts can recharge by taki...
Feb 22 5:30am Everything Finance
Bridal Shows: The Easiest Ways for Brides to Save Money on Their Big Day is a post originally published on: Everything Finance - Everything Finance - Its all about Money! Planning a wedding can be such an exciting but busy time. There’s so much to do and the costs can add up fast especially if you are planning a traditional wedding. When I got engaged, I worried about racking up a ton of debt for my wedding day, so I tried to focus on strategies I could use to save money. My husband and I did all the common things that most couples do to save money on their wedding day like cut the guest list, avoid a Saturday wedding, limit the amount of flowers at the ceremony and reception and...
Feb 22 5:00am Money Under 30
As competition for customers grows fiercer, credit card rewards get more generous. But is it possible to get 5 percent back on (almost) everything you buy? How To Get 5 Percent Back On Everything You Buy (Or, Almost Everything) appeared first on Money Under 30. © Moneyblogs, LLC.
Feb 22 5:00am The Simple Dollar
A 2016 study from the U.S. Travel Association showed that more than half (55\%) of Americans didn’t take all their paid vacation days in 2016. While Americans took an average of 16.2 days of vacation last year, they left a cumulative 658 million unused vacation days on the table in the process. According to the study, which polled 5,641 Americans who work at least 35 hours per week, plenty of workplace barriers have made taking vacation harder. For example, 37\% of workers feared ... The post Start Saving for Your Summer Vacation Now appeared first on The Simple Dollar.
Feb 22 5:00am Wise Bread
Like clockwork, Tax Day comes every year. In 2017, it falls on Tuesday, April 18 (Wednesday, April 19 for residents of Maine and Massachusetts). If just the mention of taxes makes you nervous, or even stressed, you're not alone. Since 2007, the American Psychological Association (APA) has been tracking the top causes of stress for Americans and has found that money, including tax preparation, is consistently at the very top of the APA's list. While it may feel tempting to relieve this stress by paying somebody else to file your return, or buying expensive tax prep software, there is a long list of options to have your taxes prepared for free. Let's review what organizations offer free tax preparation services and what you can do to make the whole task… less taxing. 1. Free File Software From the IRS Individuals who earned l...
Feb 22 5:00am Wise Bread
Everyone needs napkins, which can be costly, but there’s a way that you can save money on this daily necessity. How? With reusable cloth napkins. By washing and reusing your cloth napkins, you can save a significant amount of money over time (compared to buying disposable paper napkins). What Are Cloth Napkins? Reusable cloth napkins are used to clean up messes or wipe your hands and face while eating. They are usually made of cotton, polyester, or a blend of the two, and come in all different colors and designs to suit your style or the occasion. They can be reused and washed many times to help reduce waste. They are ideal for holidays, weddings, dinner parties, and other special occasions where paper napkins just won’t cut it. They are also great for everyday use in restaurants, hotels, and the home. You can choose q...
Feb 22 4:30am Wise Bread
Link for teaser title: http://www.wisebread.com/bankamericard-credit-card-review?utm\_source=wisebread&u... Get rid of credit card debt with the BankAmericard credit card. This card offers a 0\% Intro APR on balance transfers made within the first 60 days for 18 billing cycles.
Feb 22 4:00am A Debt Free Stress Free Life
The motivation behind most bad money behaviors is emotional. If we could think our way out of it, that would be wonderful. Unfortunately, we can not – it’s the emotional side of money. But you can determine how you feel and what’s going on inside of you so you can develop better habits. Here areView Post The post Day 22: The Emotional Side of Money appeared first on A Debt Free Stress Free Life.
Feb 22 3:15am The College Investor
Have you ever thought about how you physically handle your money? I'm talking about your cash – where you put it, how crisp and organized your keep it, how you hand it to others. Have you ever thought how you physically handle your money could be a reflection of your money mindset – and it […] The post How You Physically Handle Your Money Reflects Your Money Mindset appeared first on The College Investor.
Feb 22 3:00am PT Money
Enjoying these show notes from the Masters of Money podcast? Be sure to subscribe to the show in iTunes and you’ll get notified when each new episode is ready! Who is Amanda Steinberg? Alright, let’s meet today’s Master of Money. Amanda Steinberg launched DailyWorth in 2009 to bring a fresh voice and an outsider’s perspective […] The post 010: Why Rejecting a “Normal” Life is Worth It with DailyWorth’s Amanda Steinberg appeared first on PT Money.
Feb 22 2:30am The White Coat Investor – Investing And Personal Finance Information For Physicians, Dentists, Residents, Students, And Other Highly-Educated Busy Professionals
One doctor thought switching from standard health insurance available on the ACA exchange to a Christian Health Sharing Ministry plan would save him money. Then he ran the numbers, including the tax deductions.
Feb 22 1:42am Modest Money
One of the best financial goals to shoot for in this life is that of financial independence. Many people think that their whole life that they will be happy if… The post 4 Keys to Financial Independence appeared first on Modest Money.
Feb 22 12:33am Wise Bread
Link for teaser title: http://www.wisebread.com/bestdeals/today SAVE BIG on your purchase of Angerella Women's Retro Layered Solid V-Neck Swimdresses, NOW 63\% OFF, and more... Storage Tote Bag for Dual Brush Pens, Arts and Crafts Supplies, SAVE 49\% OFF today!, and more... SAVE 50\% OFF Kashmere Kollections Luxurious Skin Toning Oil, and more...
Feb 22 12:24am Personal Finance News
A health savings account is a triple-tax-advantaged account that allows individuals to save for current and future healthcare costs. The triple-tax advantages of HSA includes: (1) The contributions are tax-free, (2) the interest and dividends grow tax-free, (3) and the withdrawals are tax-free if spent on qualified medical expenses. Alicia Hudnett explained on why HSA […] The post The Best Retirement Account You Don’t Know About appeared first on Personal Finance News.
Feb 22 12:06am Money Soldiers
Running a business from your own home can seem like an impossible challenge. But it’s something that many people manage to do successfully. Manufacturing products is one task that you might imagine becomes even harder when you are trying to run your business from home. However, it can be done. You just need to take […]...
Feb 22 12:00am Personal Finance
Is your spending out of control? Here are some warning signs.
Feb 21 9:49pm Thirty Six Months
It’s Time to Introduce the Love of Your Life to Your Mates Icebreaker games are different to conventional icebreakers. For starters, significant preparation is needed to create the ideal icebreaker game. What’s great about icebreaker games is that they can be enjoyed by people across age groups, and on any occasion. Of course, something extra […] The post Smooth Introduction: 4 Games that will Break the Ice when Introducing Your Lady to Your Friends appeared first on Thirty Six Months.
Feb 21 8:15pm A Teachable Moment
“Hey, listen. Nobody’s forcing you to be here. You have a choice. You can stay or you can leave… It may not be a choice you like, but it is a choice. There are no VICTIMS in this classroom!” — LouAnne (as played by Michelle Pfeiffer, Dangerous Minds) Dina here… Often when Tony and I speak with teachers regarding their......
Feb 21 6:49pm The Points Guy
Have you ever been to New Zealand? If so, you can cross both a country and a continent off your travel bucket list. In the March/April Issue of The Geological Society of America, scientists concluded that several islands including New Zealand and New Caledonia, are not separate territories but are connected by a large swath of submerged land — […]...
Feb 21 6:35pm Early Retirement Extreme
Whereas football is a game where a bunch of girls wear protective padding and slap each others’ butts, cycling is a sport for real men who shave their legs and wear spandex. All this is besides the point though. The point is that sport is an excellent source of financial analogies, so let’s roll. Cycling […]...
Feb 21 5:59pm DINKS Finance
There comes a time in our lives when buying a home will be considered a necessity more than a luxury as families tend to have children and the space where they currently live will not simply do anymore. For the vast majority of people who choose so, it is virtually impossible to buy a home […] The post Get Hold of Your Dream Home by Applying for a Mortgage Loan appeared first on DINKS Finance.
Feb 21 5:59pm The Points Guy
No matter how you slice it, the Maldives is really far for Americans — and really expensive. To get from New York (JFK) to Dubai (DXB) and on to Male (MLE), the capital of the Maldives, it’s about an 8,730-mile journey — some 200 miles longer than the ultra long-haul from Dallas (DFW) to Sydney (SYD). And once […]...
Feb 21 5:38pm Modest Money
Under Armour ($UA) is from Baltimore and so am I. They’re hometown heroes and I like when they do well. Everybody in town has an opinion about our local sportswear giant,… The post Hot Stocks – Under Armour (UA) Time to Buy? appeared first on Modest Money.
Feb 21 5:15pm Ready To Be Rich
Having debts can cause unnecessary stress. And when it’s not properly managed, all the worry and stress can strain your relationships, and even lead to health problems. That’s why it’s important to never let your debts go out of control. Or else, the compounding interests on your loans will drag your finances down in a […] Note: This is just a preview. Read the full article at Ready To Be Rich by clicking this link: Debt Consolidation Strategies: Tips on Paying Off Your Debts Do you want to gain financial wealth and spiritual abundance at the same time? Join Truly Rich Club and receive 16 incredible blessings for FREE, including the opportunity to earn passive income every month! Click here to learn more.
Feb 21 4:07pm Creative Money
Last week I visited Capital One’s #BankingReimagined tour here in Seattle (it’s visiting other locations too, you can check it out here). I had a blast, playing with technology which helped me think about my values FIRST and then integrate money into them. I also Facebook Live-d the experience so you can actually see me… The post @CapitalOne #BankingReimagined helps you infuse your #money with #values (and puppies!) appeared first on Creative Money.
Feb 21 3:59pm The Points Guy
Quora.com is a question-and-answer site where content is written and edited by its community of users. Occasionally we syndicate content from the site if we think it will interest TPG readers. This article originally appeared on Quora.com in response to the question Can an Airbus A380 Fly Upside Down? and was written by Mark Hochstein, an airline pilot who’s also […]...
Feb 21 3:25pm The Points Guy
Never one to fear being second to the party (or third in this case), United has officially loaded its first Basic Economy fares today and is selling them on seven of its routes, all originating or arriving in Minneapolis, Minnesota. These new fares use the “N” booking code, so if you want all the benefits […]...
Feb 21 3:16pm Wise Bread
With cash-back and various travel perks available to those who pursue them, it’s no wonder people sign up for rewards credit cards in droves. But if you’ve never had a rewards card it’s best to keep a few things in mind. Rewards cards only make sense if you are free of credit card debt and can continue to pay off your balance every month. Otherwise, the rewards just become a lure that may trap you in more debt. (See also: Avoid These 6 Mistakes Newbies Make With Their First Credit Card) If you do plan to get a rewards card, test the waters first. By signing up for one rewards credit card that offers a special bonus with a low minimum spending requirement, no annual fee, and easily decipherable rewards program, you can get your feet wet without taking on too much risk or over-complicating your life. After you get...
Feb 21 3:07pm The Dough Roller
H&R Block has long been a trusted name in affordable tax preparation. (And their commercials have been pretty on-point for the past few years, too!) Now, they offer their DIY tax filing option online. What’s new this year, and what level of H&R Block’s online software might work best for your needs? Get the details […] The post A Review of H&R Block’s 2017 Tax Preparation Software (Tax Year 2016) appeared first on The Dough Roller.
Feb 21 3:06pm The Penny Hoarder
Don’t throw away that extra rubber band. We found 13 ways to save money with it! The post 13 Surprising Ways Rubber Bands Can Help You Save Money appeared first on The Penny Hoarder.
Feb 21 2:29pm The Points Guy
Want to see the latest flight deals as soon as they’re published? Follow The Points Guy on Facebook and Twitter, and subscribe to text message alerts from our deals feed, @tpg\_alerts. Airfare deals are typically only available on limited dates. We recommend that you use Google Flights to find dates to fly, then book through […]...
Feb 21 2:25pm The Penny Hoarder
Yes, you read that correctly: It’s like mystery shopping, but for churches. A mystery worshipper visits different churches and shares feedback on their services, just like a mystery shopper -- and then gets paid. We spoke with some mystery worshippers to learn more about this weird side job. The post Get Paid to Pray: Become a Mystery Worshipper and Make $45 This Sunday appeared first on The Penny Hoarder.
Feb 21 2:13pm The Penny Hoarder
This is one cool free writing contest: The Mall of America is looking for a talented scribe to live in the mall for five days -- and it pays $2.5K. The post Mall of America Wants to Pay You $2.5K to Live There and Write About It appeared first on The Penny Hoarder.
Feb 21 1:36pm Personal Finance Blog – Personal Finance and Money Management Tips
Budgeting is as important for single men and women as it is for couples. Nobody wants to worry about money, which makes financial freedom a universal objective. Here are a few budgeting tips specifically applicable to singles, which can act as a starting point towards your financial betterment. Single people can save significantly on transport ... The post 6 Budgeting Tips for Singles appeared first on Personal Finance Blog - Personal Finance and Money Management Tips.
Feb 21 1:30pm The Points Guy
JetBlue is celebrating its 17th anniversary with new livery on its Embraer E190, featuring a ‘Blueprint’ design to give a unique x-ray-like view of the 100-seat aircraft. The design team also added in some features you might see when the plane is full of passengers and cargo, as well as a few unique items someone might […]...
Feb 21 12:51pm Modest Money
We hear about tech startups that scale from Silicon Valley all the time. It’s infectious to think that a simple idea can command a billion-dollar valuation nearly overnight. Naturally, real… The post Collaboration Using with Real Estate Partnerships appeared first on Modest Money.
Feb 21 12:03pm The Points Guy
This morning, American Airlines put its newest fare — Basic Economy — on sale for the first time. Effective for flights departing March 1, American Airlines flyers will have to pay more to get carry-on bags, assigned seats and upgrades to get the cheapest fares on the following initial routes: Charlotte (CLT) – Orlando (MCO) Dallas/Fort […]...