How To Achieve Unsecured Loans Despite Reflecting a Bad Credit

Apr 24 9:29pm Money Soldiers
The internet has unsecured payday loan articles published on various financial websites. You’re bound to come across information on how such loans enhance the risk areas for most borrowers. The concept of higher interests isn’t new for a borrower. The way a lender calculates interest is not new, but it needs a detailed understanding of […] The post How To Achieve Unsecured Loans Despite Reflecting a Bad Credit appeared first on Money Soldiers.
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Deal-Hunting 101: How to Find Great Promotions and Discounts Online

Apr 24 9:17pm Money Soldiers
Online shopping has grown so massive over the past few years. According to a 2016 survey that was conducted by PricewaterhouseCoopers among 23,000 online shoppers from 25 countries worldwide, 54\% of consumers buy products online weekly or monthly. In the UK alone, three out of four Brits do their shopping online, according to another report. […] The post Deal-Hunting 101: How to Find Great Promotions and Discounts Online appeared first on Money Soldiers.
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Accident by construction why technology and regulations increase risk

Apr 24 8:48pm Early Retirement Extreme
Note: Large parts of the book were inspired by [the thinking behind] this post and normal accident theory. Most people organize themselves in a lifestyle which is very prone to accidents. I do not. Bad things practically never happen to me. Conversely, good things happen rather often. This is because in my lifestyle I am […]...
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New Jersey Teen Indicted in Horrific Murder of 19-Year-Old Former Classmate for $10,000

Apr 24 8:46pm Personal Finance News
New Jersey teen entered a guilty plea in horrific murder of 19-year-old former classmate. Monmouth County prosecutors announced that Preston Taylor, 19, pleaded guilty to robbery, conspiracy, disturbing or desecrating human remains, hindering apprehension and tampering with physical evidence. In return, prosecutors agreed to drop a felony murder charge he also faced in the death […] The post New Jersey Teen Indicted in Horrific Murder of 19-Year-Old Former Classmate for $10,000 appeared on Personal Finance News.
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The Secret Way Moms Can Save $25 on a Sams Club Membership Right Now

Apr 24 7:00pm The Penny Hoarder
Mother’s Day is approaching faster than you think, and we found an early present for moms: a secret Sam’s Club membership discount. This was originally published on The Penny Hoarder, one of the largest personal finance websites. We help millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. In 2016, Inc. 500 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.
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8 Tips on How to Improve Your Credit Score Rating

Apr 24 5:30pm Money Crashers
If you’re like most people, your credit score is something you don’t think about that often. You probably know that you need a good credit score to qualify for a loan or to get the best rate on a credit card, but those aren’t things you need to do every day. So most of the time, this number… 8 Tips on How to Improve Your Credit Score Rating is a post from the Money Crashers personal finance blog.       ...
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All About PDIC: Philippine Deposit Insurance Corporation

Apr 24 5:27pm Ready To Be Rich
When a bank closes, your money is not permanently lost. You can get all (or some) of it back, thanks to the Philippine Deposit Insurance Corporation or PDIC. Below are some basic information that are important for you to know and understand regarding PDIC. What is the Philippine Deposit Insurance Corporation (PDIC)? The Philippine Deposit […] Note: This is just a preview. Read the full article at Ready To Be Rich by clicking this link: All About PDIC: Philippine Deposit Insurance Corporation Do you want to gain financial wealth and spiritual abundance at the same time? Join Truly Rich Club and receive 16 incredible blessings for FREE, including the opportunity to earn passive income every month! Click here to learn more.
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6 Healthier, Inexpensive Alternatives to Your Daily Diet Soda

Apr 24 5:00pm The Penny Hoarder
A new study says diet soda may be associated with higher risk of dementia and stroke. If you’re considering quitting diet soda, try these six alternatives to get you out of that afternoon slump. This was originally published on The Penny Hoarder, one of the largest personal finance websites. We help millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. In 2016, Inc. 500 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.
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The Ultimate Guide to Managing Post-College Life Like a Boss

Apr 24 4:52pm The Penny Hoarder
Graduating from college can be exciting -- but also overwhelming. We don’t want you to be stressed out, so we put together a guide to our best financial advice for college grads. This was originally published on The Penny Hoarder, one of the largest personal finance websites. We help millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. In 2016, Inc. 500 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.
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Want to Bring Your Baby to Work? Some Companies are Allowing Just That

Apr 24 4:00pm The Penny Hoarder
Babies at work? It’s actually a thing at some companies. This organization wants to encourage even more companies to make this part of their culture. This was originally published on The Penny Hoarder, one of the largest personal finance websites. We help millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. In 2016, Inc. 500 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.
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Do You Know What These Basic Finance Terms Mean? A Lot of Americans Dont

Apr 24 2:10pm The Penny Hoarder
A new survey reveals one in three Americans don’t know how to define some pretty basic financial terms. If you’re one of them, it’s time to take steps to improve your financial literacy. This was originally published on The Penny Hoarder, one of the largest personal finance websites. We help millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. In 2016, Inc. 500 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.
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Identity Thief on Line 1: How to Protect Yourself from Phone Spoofing Scams

Apr 24 1:50pm The Penny Hoarder
Phone scammers are using “caller ID spoofing” to steal immigrants’ identities. Here’s how to protect yourself from this kind of thing, whether you’re an immigrant or not. This was originally published on The Penny Hoarder, one of the largest personal finance websites. We help millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. In 2016, Inc. 500 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.
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The $96 Financial Plan An Interview With Mark Zoril

Apr 24 1:32pm The Dough Roller
I can still remember my first financial plan. The good folks at American Express created a thick, beautifully bound financial plan for my wife and I when we were first starting out. It was useless. The problem wasn’t Amex, though — the problem was that we didn’t have any assets of which to speak. There […] The post The $96 Financial Plan — An Interview With Mark Zoril appeared first on The Dough Roller.
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Coming Soon to Panera: 10,000 New Jobs AND Delivery Service (Win-Win!)

Apr 24 1:25pm The Penny Hoarder
Panera Bread is hiring 10,000 new employees in 2017 as it prepares to roll out its new delivery service at more than 700 stores. This was originally published on The Penny Hoarder, one of the largest personal finance websites. We help millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. In 2016, Inc. 500 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.
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The Realistic Coupon Guide for Everyday People

Apr 24 1:18pm The Simple Dollar
Extreme couponing may work for some people, but for most, it’s just not worth the time and energy. Fortunately, there are many easy ways to use coupons that don’t require a lot of work. From mobile coupon apps to online coupon clipping, technology is changing how we use coupons — making it easier to save (no coupon binders required). In this guide, we’ve highlighted ten of the best, easy-to-use coupon apps for everyday purchases. Plus, you’ll get a clear and simple ... The post The Realistic Coupon Guide for Everyday People appeared first on The Simple Dollar.
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How Your Credit Score Affects Loan Interest

Apr 24 12:38pm Clever Dude Personal Finance & Money
The rich get richer. It’s a common phrase generally meant to mean that it seems wealthy people have an easier time generating more income. They catch all the breaks. Similarly, it seems like those with good credit catch all the breaks when it comes to getting lines of credit. It’s easier for them to qualify, […]...
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The 3-minute tool to calculate your actual college costs

Apr 24 11:06am Personal Finance
Few students and families pay the full price for private colleges and universities. These online tools can help.
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Investoo Group Acquires 100ForexBrokers.com in Biggest Acquisition to Date

Apr 24 10:52am Modest Money
Investoo Group Acquires Broker Comparison Site, 100ForexBrokers.com Investoo Group, one of the world’s biggest FX affiliates, has announced the purchase of 100ForexBrokers.com. It is the Group’s largest acquisition to date.… The post Investoo Group Acquires 100ForexBrokers.com in Biggest Acquisition to Date appeared first on Modest Money.
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How to Retire With a Million Dollars

Apr 24 10:45am Debt RoundUp
Who doesn’t want to retire with a million dollars in their bank account? If you don’t want to, I guess you can go look somewhere else, but for those who want one million (preferably more) for retirement, then we are going to show you how to do it. Before you get excited, this is not […] The post How to Retire With a Million Dollars appeared first on Debt RoundUp, the content owner.
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Questions About Starter Homes, Online Shopping, Hiking Footwear, Pinterest, and More!

Apr 24 10:00am The Simple Dollar
What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Need a wake up call 2. Cheap cross country move 3. Starter homes for children 4. Online shopping is shopping us? 5. Work to live! 6. Inexpensive footwear for summer hiking 7. Government retroactively attack 401(k)s? 8. Thoughts on “bug out bag”? 9. Tax return question 10. Is ... The post Questions About Starter Homes, Online Shopping, Hiking Footwear, Pinterest, and More! appeared first on The Simple Dollar.
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Surprise: Millennials Arent the Lazy Job Hoppers Everyone Thinks They Are

Apr 24 9:30am The Penny Hoarder
New data says that millennials actually stay with jobs longer than Gen Xers did at the same ages. Can we stop ragging on young people now? This was originally published on The Penny Hoarder, one of the largest personal finance websites. We help millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. In 2016, Inc. 500 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.
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Fraudsters are filing fake email transfers to fool brokerages into sending cash

Apr 24 9:04am Personal Finance
Fraudulent wire transfers by hackers is a big headache. Here's how to protect yourself.
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Waiting on Ubers IPO? Heres Why Companies Arent Going Public

Apr 24 9:00am Investor Junkie
Uber… Spotify… Airbnb… These companies offer super-popular services and could make great investments for your portfolio. But there’s just one problem: They haven’t had their IPOs yet. In fact, the […] Waiting on Uber’s IPO? Here’s Why Companies Aren’t Going Public is from Investor Junkie Copyright © Empowering Media, Inc. All Rights Reserved.
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Random musings on biotic potentials and interest rates

Apr 24 8:48am Early Retirement Extreme
Biology geeks would know that biotic potential is the capacity of a population to increase. It is quantified with the letter r, as in exp(rt), which finance geeks may recognize as the interest rate. r is determined by the balance between birth rate, death rate, emigration and immigration. The physics geeks may set up a […]...
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Lost Recipe from Dying Man Made His Daughter a Multimillionaire

Apr 24 8:41am Personal Finance News
Kushikatsu, a Japanese dish of deep-fried skewered meat and vegetables, is common in a town where Hiroe Tanaka grew up. When her father died, he left behind a recipe for the fried meat on a stick that would change her life. The lost recipe from his dying father made Tanaka a multimillionaire. This story seems […] The post Lost Recipe from Dying Man Made His Daughter a Multimillionaire appeared on Personal Finance News.
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Guest Blog: 3 Tips for Graduates Battling Student Loan Debt at Graduation

Apr 24 8:30am Personal Finance Blog | LSS
Today we welcome a guest blogger to Sense and Centsibility, freelance writer and personal finance enthusiast Dave Chen. If you’re like many recent grads, you may be struggling with your student loans.  Taking on large student loans may be the… Read more › The post Guest Blog: 3 Tips for Graduates Battling Student Loan Debt at Graduation appeared first on Personal Finance Blog | LSS.
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5 times when you'll pay the most to hire a babysitter

Apr 24 8:29am Personal Finance
Babysitters earn an average $13.97 per hour, says Care.com. Here's when you'll need to pay more.
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How Are Variable Annuities Taxed?

Apr 24 8:00am Oblivious Investor
This is the second article in a three-part series about variable annuities. The first article discussed how variable annuities work. And the final article will discuss cases in which they do/don’t make sense as a part of a financial plan. How a variable annuity is taxed depends on where it is held. Variable Annuities within […]...
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These 9 Free Apps Will Help You Get Your Butt Out of Bed in the Morning

Apr 24 8:00am The Penny Hoarder
Trouble waking up in the morning? These nine alarm clock apps will help get you out of bed so you’re not late for work. Bonus: they’re also free. This was originally published on The Penny Hoarder, one of the largest personal finance websites. We help millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. In 2016, Inc. 500 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.
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Tony Robbins: Trump is 'too fast and loose' with his speaking style

Apr 24 7:55am Financial Advisor Hub
Life coach Tony Robbins and his colleague Peter Mallouk have some advice for President Trump — about taking advice.
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Advisors Guide To Choosing The Best Portfolio Rebalancing Software

Apr 24 7:01am Kitces.com
For many advisory firms, portfolio rebalancing technology is one of the single most important pieces of technology that they have. While other software is certainly important – from a CRM for managing client relationships, to eSignature for streamlining account opening and administrative processes, to financial planning software for helping guide your clients long-term financial plan – arguablyRead More...
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We Bought a Car for $200

Apr 24 7:00am Pretend to Be Poor
I’m always a little afraid our site title will be taken too literally. We don’t claim to be “extremely frugal” or living at the poverty level. But if there’s one area we veer pretty far from the norm, it would be our vehicle purchases. Perhaps a good way of describing it would be “pretend to be […]...
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Why You Should Invest in Direct Investment Plans

Apr 24 6:30am DINKS Finance
In today’s stock market everyone wants to invest in the companies that give you a huge amount of return. And due to the lower cost and high return, everyone wants to invest in direct funds. Investing in direct plans gives you higher returns. Apart from this, direct investment plans are easily available and can be […] The post Why You Should Invest in Direct Investment Plans appeared first on DINKS Finance.
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Happy Staff = Better Business: How the Right Office Design Can Save You Money

Apr 24 6:02am Pinching Pennies
    Whether you have just decided to start your own company, are an established business owner or have decided to expand your business, providing a happy, healthy working environment for your employees is something that you will need to consider. In fact, it is so important that the success of your business will depend […]...
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12 Weird (But Awesome) Classes That Have Actually Been Offered at Colleges

Apr 24 6:00am The Penny Hoarder
Instead of spending another semester with Shakespeare, check out these 12 weird college courses for some inspiration to help you spice up your class schedule. This was originally published on The Penny Hoarder, one of the largest personal finance websites. We help millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. In 2016, Inc. 500 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.
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Six Ways to Squash Lifestyle Inflation

Apr 24 6:00am The Simple Dollar
If you’re like many middle-class Americans, you’ve worked hard to get ahead and earn more money. And even if your progress is slow, you’re (hopefully) inching toward a salary you can be proud of. But, even if that’s the case, you may have a problem. Just because you’re earning more doesn’t mean you’re building wealth. Due to rising costs of everything from healthcare to transportation, those extra wages may not stretch very far at all. Then, there’s the other problem ... The post Six Ways to Squash Lifestyle Inflation appeared first on The Simple Dollar.
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Best Deals for Monday 04/24/2017

Apr 24 5:30am Wise Bread
Link for teaser title:  http://www.wisebread.com/bestdeals/today Banded Printed Tankini Top with Triangle Briefs Swimsuit $21, Women’s Saddle Shoulder Crossbody Bag With Flap Top, 65\% Off, Professional Scaldproof Hair Straightener, LCD Display $18...and more irresistible deals!...
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Why Spring and Summer are the Best Times to Move

Apr 24 5:30am Everything Finance
Why Spring and Summer are the Best Times to Move is a post originally published on: Everything Finance - Everything Finance - Its all about Money! Moving can be a daunting and stressful process. Between trying to sell your home, finding a new one, packing boxes, and finding a moving company, there’s a lot that goes into relocating. Moreover, it’s also a very expensive event when it’s all said and done. Every aspect of moving gives you quite a bit to think through. This is why the time and date that you move is often not a priority on your list. However, the time of year that you move can have a large impact on your budget. It can also affect many other things, like the...
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Just Say NO To Angel Investing

Apr 24 5:08am Financial Samurai
After 10 years, my $60,000 investment in a private gin company finally paid dividends. Initially, given the company was sold for about $49M after expenses and I had invested in the company at a $10M post money valuation, I was thinking I had made a ~3X return ($180,000). Since over time shareholders get diluted with subsequent funding rounds, I thought that was aRead More...
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10 Ways To Improve Your Blog Right Now

Apr 24 5:00am blog – Natalie Bacon
Sometimes, it feels like there’s so much to do on your blog that it’s hard to know what to focus on. Whether it’s wanting more pageviews or wanting to make more money, it’s always something. That’s why I’ve come up with a list of 10 ways to improve your blog right now. These are actionable... Read more The post 10 Ways To Improve Your Blog Right Now appeared first on Natalie Bacon.
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How To Compare Car Insurance Quotes

Apr 24 5:00am Money Under 30
You've got a bunch of different car insurance quotes in hand, but can price alone tell you which is the best deal? Here's how to compare them. How To Compare Car Insurance Quotes appeared first on Money Under 30. © Moneyblogs, LLC.
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Get out of debt while living paycheck to paycheck YES its possible!

Apr 24 5:00am Jessi Fearon
Whenever I talk about how my family has worked hard to become debt-free, I usually hear at least once, “yeah, but that would never work for us because we’re stuck living paycheck to paycheck.” Trust me, I totally get it. Just because I know how to budget doesn’t mean that I do it perfectly andContinue reading... The post Get out of debt while living paycheck to paycheck – YES it’s possible! appeared first on Jessi Fearon.
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I dont check my stocks every day and you shouldnt either

Apr 24 5:00am I Will Teach You To Be Rich
It frustrates me to no end when I see new investors constantly checking their stocks like it’s their Twitter feed. It seems like even the slightest dip in the market causes them to freak out and start selling everything. I … Continued I don’t check my stocks every day — and you shouldn’t either is a post from: I Will Teach You To Be Rich.
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6 Powerful Images of Money and What They Really Mean

Apr 24 5:00am Wise Bread
Money talks. And not just at the cash register. Very often imagery or symbols related to money convey powerful messages about social, political, and economic issues. Let's review six powerful money images — and what they really mean. 1. Fearless Girl A major player in the index fund world, investment firm State Street is no stranger to the issues surrounding corporate America. One particular issue that State Street deemed as critical is the need for more gender diversity in the finance sector, particularly the need for more women sitting at company boards. To raise attention to this issue, the company installed a bronze statue of a fearless girl facing the Wall Street bull statue in the financial district on March 7, 2017. Created by artist Kristen Visbal, Fearless Girl has become such an inspiring piece of artwork that thousands of individuals are requesting New York city officials allow the statue to be on permanent display. 2. Charging Bull While the Wall Street bull statue may be getting a bad rap as an image of status quo and unchecked power nowadays, it wasn't always like that. Originally installed in 1987, the bronze bull, with its head lowered as it's ready to charge, is a symbol of aggressive financial optimism and prosperity. From day one, the 11-foot and 7,100-pound bronze bull became a popular attraction as it gave a sense of hope to institutional and individual investors during the 1987 stock market crash. 3. Harriet Tubman on the new $20 bill For a couple of years, the U.S. Treasury debated on whether or not to replace the face of Alexander Hamilton on the $10 bill with that of a prominent American woman. The public weighed in very passionately about the decision and, in the end, Hamilton will stay and abolitionist Harriet Tubman will become the new face of the $20 bill (sending Andrew Jackson to the back of the same banknote) in 2020. This is a major change because Tubman will become both the first woman and the first African American to grace the front of a bill, a place formerly only reserved for presidents. 4. Homeless Jesus When seeing a homeless person collapsed on a bench on a snowy, cold day, many of us face the decision to either lend a hand or keep walking. But what if that homeless person was Jesus? That's the question that sculptor Timothy Schmalz posed with his depicti...
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Best Money Tips: 10 Products You Need for Financial Security

Apr 24 4:30am Wise Bread
Welcome to Wise Bread's Best Money Tips Roundup! Today we found articles on products need to be financially secure, energy conservation myths you should ignore, and things you can do in the day to sleep better at night. Top 5 Articles You Can’t Be Financially Secure Without These 10 Products — Having homeowners insurance means you won't be left on the street if your home burns down. Considering how inexpensive policies can be for the coverage they provide, there's no reason not to have one. [Money Talks News] 13 Energy Conservation Myths You Can Start Ignoring Now — Leaving your computer in sleep mode doesn't save energy — in fact, keeping it on for long periods of time can ruin its power supply and other components. [Cheapism] 7 Things You Can Do During the Day to Help You Sleep Better at Night — If a small snack before bed is your kind of thing, munch on foods that produce melatonin, like oats, dairy products, and cherries. [PopSugar Smart Living] 4 Safety Tips for Traveling Alone — Once you reach your lodging, familiarize yourself with your surroundings. Review the escape routes and ask your host where they keep emergency items like fire extinguishers. [The Allstate Blog] How to Cheaply Overhaul Your Yard this Spring — Use tones, rock and gravel elements to accent your yard. They're great for spaces with drainage problems and to cover areas that need a touch-up. [Everything Finance] Other Essential Reading Are Americans ready to get on board with tax reform? Not so much.  — Based on history and current public attitudes, it isn't likely that a tax debate will engage a highly-polarized and often-confused public. [The Christian Science Monitor] How to Grow Fruits & Veggies in Small Spaces — Choose fruits and vegetables that grow well in small spaces, such as lettuce, carrots, basil, garlic, beans, and tomatoes. [Shopper Strategy] Top 9 Things To Give Up Immediately If You Want To Become Happy — There's nothing wrong with taking pride in your work, but never place your worth on your career. [Dumb Little Man] 4 Essential Ways to Thrive in a Fast-Changing World — The ability to adapt is critical in today's fast-changing world. If you want to keep up with the times, it's important to embrace lifelong learning. [Life Optimizer] 10 S...
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4 Things You Need to Know About Deferring Student Loans

Apr 24 4:30am Wise Bread
Finding a way to pause your student loan payment can be a lifesaver when your financial life goes sideways. And trust me, this can happen to anyone at any time. For me, the financial roller coaster ride started in June 2010. I was expecting our first child when my husband accepted a job in another state. I'd had to quit my teaching job when we moved, and I knew I was not going to be bringing in a paycheck for at least a year. On top of this reduction in income, we bought a house in our new city, but it took nearly a year to sell our old house. We were stuck paying two mortgages for 11 months. Between the two of us, my husband and I also had about $35,000 in outstanding federal student loan debt. To help get a better handle on our monthly budget, we decided to explore the option of deferment until our financial situation became more stable. What is deferment? Deferment allows you to pause the monthly payments on your federal student loans for a set period of time. For subsidized loans (these include Federal Perkins loans, Direct Subsidized loans, and Subsidized Federal Stafford loans), interest will not accrue on your loans while they are deferred. Unsubsidized loans, on the other hand, do accrue interest during the deferment period. If you have an unsubsidized loan that you plan to defer, you are allowed to pay the interest to keep it from being capitalized and added to your principal, but it is not a requirement for your deferment. Deferment can make a huge difference in your bottom line, but it is not necessarily a cure-all to your financial problems. Here is what you need to know about deferring your student loans. 1. You might not be eligible for deferment When we applied for a deferment of our student loan payments, our first big surprise was the discovery that we were not eligible. Borrowers are eligible for, and have the right to take, deferment in the following circumstances: During at least half-time enrollment in postsecondary school;   During full-time enrollment in an approved graduate program;   During enrollment in an approved rehabilitation training program if you are disabled;   During a period of unemployment (limited to three years);   During active duty with the military, or within 13 months of when your active duty occurred;   During pe...
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11 Ways College Grads Can Get Ahead in the Job Hunt

Apr 24 4:30am Wise Bread
It's a dog-eat-dog post-college world out there for new grads. It was when I graduated in 2003, and I hear the same grumblings today from next-gens looking for work. While I can't promise that any of my advice will get you hired, I can ensure that it'll at least help you get your professional endeavors off on the right foot. As such, consider these ways to get ahead in the job hunt. 1. Explore entrepreneurship while you're still in school Entrepreneurship isn't for everyone, but I do recommend it to everyone. I started my first business while I was still in college, which eventually evolved into a successful media business. That has, in turn, provided me with the financial and recreational freedom to pursue other interests and revenue streams. More than that, though, trying to become your own boss at a young(ish) age, even if you don't quite know what you're doing yet, will never be considered a failure. At the very least, you'll gain skills than can help you in future prospects, learn how to interact with customers, and make connections networking with other professionals. This will give you a major edge over your contemporaries. 2. Volunteer to enhance work ethic and build references Volunteering, especially right after college, looks great on a resume because it lets an employer know that you're committed to a cause. It's not just about listing the noble charities to which you've given your time, but rather how you turned these opportunities into in-the-field, ethic-building ventures. The experience will undoubtedly help you make contacts and build references who will sing your praises when called upon. Of course, seeing the world, meeting and helping people, and gaining a sense of purpose and self are pretty cool, too. 3. Pursue internships to gain industry experience I held two internships at a time in college because I knew I wanted to work in media, specifically journalism. Unfortunately for me, I fell in love with a college that didn't offer a journalism major, and that meant I had to make up the difference — big time. One of my internships was writing news for an ABC-affiliated AM news-radio station, while the other was writing about music for a local magazine. Each of these internships provided me with vastly different skills, but they both prepared me for applying to my first paid wri...
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5 Easy Ways to Make Good Money From Airbnb

Apr 24 4:30am Wise Bread
Airbnb is the most widely known home rental website in the U.S. If you've got a spare room or a whole property to rent out, listing it on Airbnb can provide extra income while allowing you to meet interesting people from around the world. But you're not the only one with this idea, of course. You may be competing with hundreds of other people offering properties in your city on any given date. It goes without saying that you need to keep your home and bedding spotless, and provide comfortable furnishings and amenities such as a TV, strong Wi-Fi connection, and hair dryer. To make sure you stand out and get the best price possible, follow these five tips. 1. Take professional photos of your space Listings that have more attractive photos will have more success on websites like Airbnb because the layout of the website is visual. The first thing most viewers will see is a featured photo of your listing. I know from my own experience as a traveler that if an Airbnb rental doesn't have good photos, I'll scroll through to the next listing. But unless you're a very skilled photographer, taking attractive pictures of interiors can be difficult. Spaces may be tight and lighting, which can make or break your listing, is tricky. A good professional photographer will have the right equipment and skills to visually open up your rooms, and highlight their beautiful and unique qualities. Airbnb offers free professional photographers for hosts in many cities. In a pinch, you can rely on your own skills, but it helps to read up on how to photograph interiors first. 2. Offer an added service When you are initially getting started on Airbnb, you can make your listing stand out by including a free service that adds value for your guests. Some examples: a yoga class, breakfast (B&B style), or transportation from the airport. Keep it to something that is within reason, of course, and only offer services that you can consistently provide for your guests. This will make all the difference between an average listing and one that truly stands out. (See also: How to Rent Your Place on Airbnb and Succeed) 3. Secure good reviews from your first guests Another critical factor that any potential guests will consider when they are looking into renting your property is the rating that previous guests have left you. In fact, this...
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5 Retirement Accounts You Don't Need a Ton of Money to Open

Apr 24 4:00am Wise Bread
When I graduated from school and started working, my parents and friends told me repeatedly how important it was to start saving for retirement. But when I looked into opening an account, most institutions required $1,000 or more to get started. I didn't have that much money to set aside, and it seemed so overwhelming. So I didn't open an account until years later. I'm kicking myself for it. The earlier you start saving for retirement, the more compound interest it builds and the less you need to invest to retire comfortably. I missed out on years of interest because I was too intimidated by account minimums, and didn't think of alternatives. (See also: 10 Signs You Aren't Saving Enough for Retirement) Instead of making my same mistakes, you can start saving for retirement today by opening a Roth IRA. Below, find out why Roth IRAs are such a useful option and where you can open one without a lot of startup cash. (See also: 4 Reasons Why a Roth IRA May be Better Than Your 401(k)) What is a Roth IRA? If you're just starting out, don't have access to a 401(k), or want to supplement your retirement nest egg, a Roth IRA is a fantastic savings vehicle. Unlike a 401(k), where you make your retirement contributions with pretax dollars, with a Roth you contribute your after-tax income. While that means you don't get an upfront tax break, you won't owe money on account withdrawals once you retire. You already paid taxes, so you can take out the money free and clear. A Roth IRA is a perfect tool for young people just starting out. Because your contributions are made after taxes, you can take out the principal from the Roth IRA in the case of an emergency without owing any penalties or fees. While you should never touch your retirement savings except in the most dire of circumstances, having money in a Roth IRA can give you additional peace of mind. (See also: Using Your Roth IRA as an Emergency Fund — Ever a Good Idea?) Roth IRAs with low minimums While many institutions require a minimum investment of $1,000 or more to open an account, there are several reputable firms where you can open a Roth IRA without a minimum investment. 1. TD Ameritrade TD Ameritrade does not charge any setup, low-balance, or annual fees for Roth IRAs, and they do not have a minimum startup investment. You can open an account with...
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10 Ways To Feel Rich

Apr 24 3:30am The White Coat Investor – Investing And Personal Finance Information For Physicians, Dentists, Residents, Students, And Other Highly-Educated Busy Professionals
Most of the time the information on this site helps you to get rich. Today, we're going to talk about how to feel rich. It can be surprisingly hard.
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50+ Ways To Make Money Fast By Side Hustling

Apr 24 3:30am The College Investor
There are millions of ways to make money – especially extra money. If you have the drive and the passion to earn money, you CAN do it. But sometimes we struggle to figure out what to do that will actually earn us anything. We simply hit a mental wall and our money-making ideas remain out of […] The post 50+ Ways To Make Money Fast By Side Hustling appeared first on The College Investor.
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Are You Your Greatest Asset?

Apr 24 3:10am Retire by 40
Here is a tricky question for you – What’s your greatest asset? Is it your house, car, jewelry, or investment portfolio? Ha! You’re thinking – I know the answer to this one. It’s me! I’m my greatest asset. Yes, that’s a great answer to this trick question. Many successful people like Warren Buffett would support […] Are You Your Greatest Asset? is a post from: Copyright © 2010-2016 Retire By 40 All Rights Reserved Find us on Google+...
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Books to Help Invest in Future

Apr 24 2:05am The Savvy Scot
What if there was a place that held the answers to all of your investing questions? What if I told you that place exists? That place is right in your home and available to you now in the form of these books. Add these books to your financial library and every question you have about... Read more The post Books to Help Invest in Future appeared first on The Savvy Scot.
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Inheritance & Lump Sums: Dont Waste Your Opportunity

Apr 24 12:51am Pinching Pennies
    When you are used to struggling with money throughout your life, financial windfalls – such as an inheritance or a lump sum payment like a lottery win – can at first be incredibly welcome. But the reality is that they can also be dangerous. Many people end up wasting their inheritances, and as […]...
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Congresss Blitzkrieg on our Retirement Savings

Apr 23 7:54pm A Teachable Moment
  Congress is about to declare war on the average American struggling to save for retirement. The ineptitude of Congress has no limits. Just when you thought they have reached maximum density regarding incompetence and stupidity, think again. For those who have not been paying attention, here are some of the issues Americans are facing regarding......
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Using Forex Broker Reviews to Rate Forex Brokers

Apr 23 12:00pm Modest Money
Forex broker reviews are all over the internet. If you type in the name of a forex broker and include a search term which asks for a review of that… The post Using Forex Broker Reviews to Rate Forex Brokers appeared first on Modest Money.
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A popular retirement assumption that can backfire

Apr 23 11:00am Personal Finance
Retirement planning falls prey to magical thinking. Don't let it mislead you too.
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Utopia

Apr 23 8:46am Early Retirement Extreme
In our brave new world, progress is the process of inventing and creating products and services that can be sold at a profit to the consumer. Here, profit takes precedence over all other values, and so marketability is the primary form of aesthetic value. Thus, the product that sells the most IS the best. Therefore […]...
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A Frugal Wedding Adventure, Part 2: The Planning Fallacy Strikes

Apr 23 8:00am The Simple Dollar
In Part 1 of this frugal wedding mini-series, I talked about how my fiance and I are trying to spend just $2,500 on our wedding. Surprisingly, the actual spending aspect has not been an issue so far. We’re well on our way to achieving our goal. In Wisconsin, where we’re getting married, there are fantastic deals to be had. For instance, we recently snagged what amounts to 400 servings of good-quality wine for a total of $380. A rough estimate ... The post A Frugal Wedding Adventure, Part 2: The Planning Fallacy Strikes appeared first on The Simple Dollar.
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This Week/April 23-29

Apr 23 3:31am HumbleDollar
SET UP A HOME EQUITY LINE OF CREDIT. Be sure to read the fine print. But typically, all that’s involved is paperwork and perhaps a $50-a-year fee. Ideally, you’d never use the credit line. But it could come in handy if you have a financial emergency and as a lower-interest, tax-deductible alternative to car loans and education loans. The post This Week/April 23-29 appeared first on HumbleDollar.
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