Mar 27 2:05am The Savvy Scot
Whether it’s a temporary situation, or a long term position, budgeting on a single income can be tricky. Here are some hints and tips to make it easier. Before you begin, keep a spending log of all purchases and expenses for the previous month. Using this list, sit down with your spouse and discuss the... Read more The post Tips for Creating and Keeping a Budget on a Single Income appeared first on The Savvy Scot.
Mar 27 1:56am Wise Bread
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Mar 27 1:47am DQYDJ
On this page we present a calculator with estimated income percentiles for fulltime college educated workers. Data is from the 2016 Current Population Survey’s Annual Social and Economic Supplement (ASEC) and was retrieved from the University of Minnesota’s Population Center. ‘Full-time workers’ in this piece includes everyone working 30 or more hours per week. We’re […] The post Fulltime College Educated Income Calculator by Percentile for the United States in 2016 appeared first on DQYDJ. From the Archives: Fulltime Worker Income Calculator by Percentile for the United States in 2016 2016 Household Income Percentile Calculator for the United States Female and Male Income Percentile Calculator for the United States in 2016...
Mar 27 12:27am Clever Dude Personal Finance & Money
Tuition fees are always on the rise. Data from the College Board shows that tuition is rising about 2.4 percent every year at private institutions and 3.4 percent at public institutions. Luckily, some colleges and universities have decided to freeze or at least cap tuition increases to help families afford a college education for their […]...
Mar 26 8:49pm Early Retirement Extreme
After going on about the zen and glory of padded envelopes for some time now, I have realized that a refresher on how to retire extremely early (for those who are younger than 35) and how to retire in short order (for everybody who is older) might be in order. After all, this is this […]...
Mar 26 8:24pm Personal Finance News
You may think that the sale price is the only factor when you are looking at comparable properties and trying to set a price for your home by using competitive market analysis. But it’s actually a bit more complicated than just looking at the price on Zillow. So how does one come up with that […] The post How to Determine Your Home’s Value appeared on Personal Finance News.
Mar 26 8:01pm Investor Junkie
This is an exclusive only offer for Investor Junkie readers. Get the first two months free with YNAB (otherwise known as You Need A Budget). No coupon code is needed […] YNAB Promo Code – Get The First Two Months Free is from Investor Junkie Copyright © Empowering Media, Inc. All Rights Reserved.
Mar 26 7:55pm Money Spruce
We all look forward to our annual vacation, a time to kick back, relax, and forget about the everyday world. However, there’s usually weeks’ worth of preparation put into planning for your getaway, even if it is as simple as renting a cottage. Questions like “lakefront or forest?”, “do I need to bring propane for the BBQ?”, “mom, where’s the Frisbee?”, are enough to warrant setting aside three vacation days to simply recover from the effort of getting there. If you are wondering whether this is normal, we can hazard a “yes”. If you ask whether it should be normal, … This post originally appears here: Finding the Perfect Vacation Accommodation...
Mar 26 7:53pm Money Spruce
Sometimes it’s difficult to keep in mind that a traveling vacation is a luxury, not a right. Though time off from work is something mandated by government and required for the healthy functioning of employees, going away for a week or more is not always something that we can do. There is a plethora of reasons for this, from responsibilities to your family, difficult to manage travel logistics, health restrictions, an inability to relax outside of home, to the most popular reason: a restrictive budget. Going away on vacation can quickly add up to be a huge expense, as you … This post originally appears here: How to Plan and Enjoy a Staycation...
Mar 26 7:49pm Money Spruce
You can run, but you can’t hide from the onslaught of weight loss marketing campaigns. You see them on TV (even on the cooking channel!), you hear them on the radio, and they even pop up in our Facebook and Instagram feeds! The truth is that a great segment of the North American population is unfortunately overweight. This affects our health, our self-esteem, and our relationships in a negative way. That’s exactly what all those ads are reminding us of, whether or not we want to hear it. However, before you fall for the first marketing campaign that hits you, … This post originally appears here: 4 Essential Purchases to Jumpstart Weight Loss...
Mar 26 7:47pm Money Spruce
Depending on your line of business, you might be looking to purchase or replace your company vehicle. This can be an incredible expense and should be treated as an investment, therefore researched and deliberated properly. Buying a company vehicle is different than buying your own personal “whip” and most will end up using an entirely different list of criteria. This happens for a few reasons. First of all, the needs of your business can vary greatly from what you do in your personal life. For example, if you are a plumber, your best bet might be a company van or … This post originally appears here: What to Look for When Buying a Company Vehicle...
Mar 26 6:19pm Ready To Be Rich
The journey towards financial freedom begins with learning about money management. It’s almost impossible to save and invest if you don’t know how to properly handle your cashflow. This is a problem, especially for millennials, who are now just starting in their financial journey. And the earlier you learn this lesson, the earlier you can […] Note: This is just a preview. Read the full article at Ready To Be Rich by clicking this link: Join this Money Management Seminar with Praxis Board Game Play Do you want to gain financial wealth and spiritual abundance at the same time? Join Truly Rich Club and receive 16 incredible blessings for FREE, including the opportunity to earn passive income every month! Click here to learn more.
Mar 26 4:22pm PT Money
Enjoying these show notes from the Masters of Money podcast? Be sure to subscribe to the show in iTunes and you’ll get notified when each new episode is ready! Who is Rob Berger? In this episode, we’ll get to hear from Rob Berger. Rob Berger is the founder of the personal finance website Dough Roller […] The post 014: Mastering Money to Gain Control Over Your Life with Rob Berger of DoughRoller.net appeared first on PT Money.
Mar 26 11:01am Personal Finance
Your children will suffer for your financial sins, but they don't have to.
Mar 26 8:45am Early Retirement Extreme
When it comes to consumer durables, I rarely pay retail. These days stuff is generally well made (lasts for years), yet people have a desire to buy things as if they were going out of style — well, maybe they are, I wouldn’t know — so I prefer to pick through people’s overflowing garages and […]...
Mar 26 8:00am The Simple Dollar
From the moment we’re born, we’re taught that borrowing money is normal and, dare I say it, expected. From mortgages to car loans to $700 smartphones we pay for over 24 months, we’re taught to spread the pain of our purchases over the course of many months or years. Obviously, this mindset isn’t always bad. With housing prices surging toward all-time highs, taking out a mortgage is the only way most of us will ever own a home. Student loans can be ... The post Here’s How Much the Average American Pays in Interest Each Year appeared first on The Simple Dollar.
Mar 26 6:00am The Penny Hoarder
Whether you’re seeking to rent out your home temporarily or you want to invest in multiple rental properties, these 15 tips will pay off big. The post Thinking About Renting Out Your Home? 15 Tips to Maximize Your Income appeared first on The Penny Hoarder.
Mar 26 3:56am HumbleDollar
IMAGINE STOCKS PLUNGED 30\%. That’s not a prediction, but it is always a possibility. Think about your portfolio’s loss in dollar terms, so it seems more real. Ponder whether the financial hit would unnerve you—and whether it would imperil any upcoming goals. If the answer is “yes,” you might want to lighten up on stocks. The post This Week/March 26-April 1 appeared first on HumbleDollar.
Mar 25 8:47pm Early Retirement Extreme
Is it possible to live a meaningful life after retiring early, like really early? I think this entirely comes down to the person. I think a person who manages to secure retirement at a young age is a fairly driven individual. I think there is little risk that this person ends up spending all day […]...
Mar 25 8:30pm Money Spruce
Everyone has assembled their own health care team over the years. It usually takes quite some time to find health professionals we are happy with in terms of compatibility, quality of service, as well as value. Though this process seems perfectly normal and reasonable to some, others might be puzzled as to why take the time to research and meet potential doctors, dentists, massage therapists and more. In the grand sense of things, you don’t even really see the that often, do you? We can see that the logic seems at little flawed at first, but let’s delve into this … This post originally appears here: Investing in Your Own Health...
Mar 25 8:13pm Money Spruce
Many of us think of our retirement as an extended vacation: a time to travel, relax, and spend time with the ones we love. However, it takes a lot of time and foresight to plan a retirement like that. Budgeting expenses during our working years and putting money away in an account is just the minimum which most of us have to do to “get by” after retirement. If you really want to enjoy yourself and “live it up”, it’s essential that you plan not only for the good times, like for a river cruise down the Seine, but also … This post originally appears here: 7 Unexpected Costs People Run into After They Retire...
Mar 25 8:07pm Money Spruce
It seems like in every movie those underpaid assistants are constantly running around with their boss’s dry cleaning. Why do we never see them dropping off their own clothes at the dry cleaners? Our first thought is that this is an expensive service and only the wealthy type with personal assistants can afford it. However, we’ve decided to further examine this phenomenon to get a better understanding of how there are still so many dry-cleaning places open everywhere. When to Dry Clean There’s no reason for you to take your basic t-shirts and socks to the dry cleaners. If you … This post originally appears here: Is Dry Cleaning a Waste of Money?...
Mar 25 2:00pm Personal Finance
U.S. politics and fewer travelers means more competition and cheaper prices.
Mar 25 1:17pm Modest Money
First things first: don’t buy $GME. Just don’t do it. It’ll only end in tears. What follows is not a consideration of the pros and cons of buying Gamestop in… The post Hot Stocks – GameStop’s ($GME) Decline Has Been Foretold! appeared first on Modest Money.
Mar 25 10:00am The Simple Dollar
I am a huge advocate for making low cost meals at home. It’s been one of our biggest money savers over the past several years, trimming our cost per meal for our family well below $1 per meal, which means we can feed a family of five for about $400-450 per month, and we do it with delicious foods that we all like and still afford to eat out or get takeout every once in a while. A big part ... The post The Power of the Spice Rack: How Simple Spices, Aromatics, and Other Simple Additions Can Transform Bland Staples Into Amazing Foods appeared first on The Simple Dollar.
Mar 25 9:00am Personal Finance
More investments benefit from the rise in legal marijuana just as federal officials reconsider how to regulate it.
Mar 25 8:50am Early Retirement Extreme
… are the four ways I can think of as monetizing a blog, or perhaps more accurately, make money as a writer. eBooks has become a popular way to make money on your writing and I must say that I far prefer this model to the advertising model. It is very clear that most (I […]...
Mar 25 6:00am The Penny Hoarder
Rice has a prominent place in many Penny Hoarder kitchens, but not all of it is dirt cheap. When is it worth it to splurge? The post Here’s When It’s Worth It to Buy That Super-Expensive Rice appeared first on The Penny Hoarder.
Mar 25 3:31am HumbleDollar
SAVING DILIGENTLY sounds like such a rudimentary skill that it gets scant respect. Who couldn’t spend 10\% or 15\% less than they earn, so they set aside a little money for the future? And yet the U.S. savings rate remains miserably low and many folks are pitifully ill-prepared for retirement. The reality: Saving money may be simple but, clearly, it isn’t easy. What does it take? Here are six key ingredients. 1. There’s the obvious: We need an income. The post What It Takes appeared first on HumbleDollar.
Mar 25 3:30am The White Coat Investor – Investing And Personal Finance Information For Physicians, Dentists, Residents, Students, And Other Highly-Educated Busy Professionals
Physician on FIRE describes his rapid path to financial independence. Silver spoon? Maybe a little, but mostly just benefitted from parents who talked about money.
Mar 24 11:50pm Personal Finance News
According to the analysis by accounting and consulting firm PwC, 38\% of U.S. jobs could be at high risk of automation by the early 2030s, compared with 30\% in Britain, 35\% in Germany and 21\% in Japan. If you work in these types of jobs, robots could take over within 15 years: Financial and insurance […] The post Robots Will Take Over If You Work in These Jobs appeared on Personal Finance News.
Mar 24 6:41pm Modest Money
Ryan Lochte’s presence in the 2016 Olympic media was ubiquitous, but for all the long reasons. Caught in bumbling lie after bumbling lie, the swimming star came across like a… The post Ryan Lochte’s Image Rehabilitation with Debt.com appeared first on Modest Money.
Mar 24 6:00pm The Penny Hoarder
Want to save more money this year? Use these 15 psychological tricks to force yourself into better financial habits. The post 15 Sneaky Psychological Tricks That Will Help You Save More Money appeared first on The Penny Hoarder.
Mar 24 5:00pm The Penny Hoarder
Want to score free gift cards to stores you love? Click here to learn nine clever strategies we’ve used in the past. The post Why Pay for Gift Cards? Here are 9 Clever Ways to Get Them for Free appeared first on The Penny Hoarder.
Mar 24 4:59pm The Dough Roller
As I write this article, a stranger lounges in my guest bedroom. Don’t worry — he’s supposed to be there. In fact, he’s paying me for the privilege of sleeping in our guest bed. This guy, a college student traveling through town, is our fourth Airbnb renter. My husband and I decided to give Airbnb […] The post Could Airbnb Pay Your Mortgage? appeared first on The Dough Roller.
Mar 24 4:50pm The Penny Hoarder
Taking parental leave from your job to stay home with a new baby? That can be hard on the wallet. Here are 12 ways to help you get by. The post 12 Tips To Survive Parental Leave Without Going Broke appeared first on The Penny Hoarder.
Mar 24 4:34pm Free Money Wisdom
Finding the right apartment is not as easy as it sounds on paper. You need to be sure of what you want to be able to narrow down your search. The easiest way to look for an apartment is to search on the web. You can go to Google, search for ‘studio apartments LA’, and […]...
Mar 24 4:34pm Abacus Wealth Partners
It’s been six months since I sold my car and I have to admit, it hasn’t been an easy transition. After driving for over half of my life, there are still times when I forget that I don’t have a… The post The Art of Letting Go: My Year Without a Car Part Two appeared first on Abacus Wealth Partners.
Mar 24 4:30pm The Penny Hoarder
Are cities always more expensive? A new study examines the costs of raising a family in the city vs. suburbs. The post Cities Vs. Suburbs: Which Is More Affordable for Families? appeared first on The Penny Hoarder.
Mar 24 4:21pm The Penny Hoarder
For decades, policymakers have argued for a strong vs. weak dollar. Here’s what that really means, and why Donald Trump wants a weak dollar instead. The post Strong Vs. Weak Dollar: A Super Simple Breakdown of What it Actually Means appeared first on The Penny Hoarder.
Mar 24 4:12pm The Penny Hoarder
Americans can only answer money management questions correctly 49\% of the time. And those who know more about personal finance are more likely to seek out help. The post Think You Know About Personal Finance? Well, You’re Half Right appeared first on The Penny Hoarder.
Mar 24 4:00pm The Penny Hoarder
Costco lovers, rejoice: Groceries from the wholesale retailer can now be delivered straight to your doorstep! The post Your Costco Groceries May Soon Be Delivered By Shipt. Here’s What You Need to Know appeared first on The Penny Hoarder.
Mar 24 3:30pm The Penny Hoarder
Many products and services have rewards programs that pay you to refer a friend. Here are 35 of ’em. (Hypothetically, I could make thousands of dollars doing this!) The post Having Friends Pays Off: 35 Refer-a-Friend Programs That Pay You appeared first on The Penny Hoarder.
Mar 24 2:53pm Kitces.com
Enjoy the current installment of “weekend reading for financial planners” – this week’s edition kicks off with an interesting new consumer survey from J.D. Power (and a similar one from Spectrem) finding that the majority of consumers currently using commission-based investment accounts don’t want to switch to a fee-based solution instead, even as studies also find that thoseRead More...
Mar 24 2:44pm Modest Money
More than 72.5 million Americans ventured beyond the United States for a vacation in 2016. There’s plenty of us jetting off to explore the rest of the world and, on… The post How Can You Make The Most Of Currency Exchange To Find Your Next Holiday? appeared first on Modest Money.
Mar 24 2:42pm Modest Money
Have you been able to get your hands on a good bargain in the past few days? Unfortunately, if it falls under one of the following categories, it is likely… The post Are You Paying Too Much for These Things? appeared first on Modest Money.
Mar 24 12:55pm The Penny Hoarder
According to Small Business Majority, 40\% of freelancers don’t have a formal retirement plan. Here’s a look at the struggles of saving for retirement as a freelancer. The post 40\% of Freelancers Don’t Have a Formal Retirement Plan. Here’s Why appeared first on The Penny Hoarder.
Mar 24 12:40pm Modest Money
In a recent post, I talked about the disappointing holiday sales for many retailers and how their stock prices suffered as a result. One stock that I did not mention… The post Expert Stock Picks: Jim Cramer Thinks You Should Buy Five Below appeared first on Modest Money.
Mar 24 12:22pm Modest Money
If you are considering spending some money on home improvements this year, there are a few things that you might want to keep in mind. What you will get back… The post Parts of a House to Invest In appeared first on Modest Money.
Mar 24 12:10pm Saving to Invest
Every year around November when the IRS publishes updated 401k plan limits for the year ahead I set myself a goal to see how fast I can reach the maximum contribution limit. I am fortunate that I... Read the rest of the post...
Mar 24 12:10pm The Penny Hoarder
ATM skimming leads to huge amounts of information being stolen each year -- and Wells Fargo wants to help fight it. Here’s how. The post Here’s Why Wells Fargo Just Introduced Cardless ATMs (It’s Actually a Really Smart Reason) appeared first on The Penny Hoarder.
Mar 24 11:45am The Penny Hoarder
Wondering how much to save for retirement? A recent survey found 63\% of participants plan to retire on less than $1 million. But for millennials, that might not be possible. The post Millennials Will Have to Save More Money For Retirement Than Their Parents appeared first on The Penny Hoarder.
Mar 24 11:27am Good Financial Cents
It may not seem so on its face, but obtaining life insurance for smokers is super easy. When I tell people that I used to smoke, they are completely shocked. Being a health nut and Crossfitter, that's the last thing that people would expect that I would do. To my defense, it was during a... Continue Reading--> The post How Much More is Life Insurance for Smokers in 2017? appeared first on Good Financial Cents.
Mar 24 10:21am Personal Finance
If doing taxes was less annoying, you wouldn't need to pay someone to do it for you, NBC News reports.
Mar 24 10:00am The Simple Dollar
One of my biggest work distractions is looking at interesting websites, particularly ones that I think will help improve my life (this might sound an awful lot like you at the moment). Quite often, I’ll stumble across an article that will talk about a particular book or a particular app or a particular item that really seems to click well with what I’m doing in my life, and that article sets my mind in motion. I’m suddenly thinking about something ... The post Thoughts Become Desires appeared first on The Simple Dollar.
Mar 24 9:46am Clever Dude Personal Finance & Money
Teaching teenagers important personal finance lessons is sometimes as easy as waiting for situations to happen, and then discussing them. An attempted purchase, and a subsequent phone call the next day was a great example of teaching my son about how seriously banks take fraud prevention. My son approached me late one evening to discuss […]...
Mar 24 9:30am My Dollar Plan
We are finalizing plans for spring break and one of the only points hotels at our destination is a Hilton. It’s fitting then that Hilton rolled out a new 100,000 point offer on the Surpass card from American Express. The offer also includes a free weekend night after your first anniversary. Since I just picked [...] Continue reading...